All mortgages
Online bank15-year fixed FDIC
Ally Bank15-year fixed mortgage
15-Year Fixed
Build equity faster with Ally's no-fee 15-year fixed mortgage.
6.05%
APR · 15-yr fixed
Term
15 years
Points
0
Lender fees
$0
Est. payment on $360,000
$3,048/mo
Minimum credit score
620
Max LTV
95%
Pros and cons
Pros
- Pay off in half the time
- Lower lifetime interest
- No lender fees
Cons
- Higher monthly payment