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Calculators

Free financial calculators

Run the numbers in seconds. Each calculator shows the formula, a worked example, and the answers to the questions people actually ask. See live savings rates once you know your target.

Mortgage Payment Calculator

Estimate principal and interest with a full amortization schedule.

Simple Interest Calculator

Calculate interest on a flat-rate deposit or loan using the I = P·r·t formula.

Compound Interest Calculator

Project growth with periodic compounding and optional monthly contributions.

Savings Goal Calculator

Work backwards from a goal to the monthly deposit you need.

CD Ladder Calculator

Stagger CD maturities for steady access and higher blended yields.

HELOC Payment Calculator

Estimate draw-period interest and repayment-period amortization.

Loan Payoff Calculator

Find your debt-free date and total interest from a fixed monthly payment.

APY to APR Calculator

Convert between APY and APR for any compounding frequency.

Emergency Fund Calculator

Set a 3–6 month expense target and track your progress.

401(k) Withdrawal Calculator

See how long a 401(k) lasts and what a sustainable monthly withdrawal looks like.

Raise Calculator

Turn a percent raise into the dollars that actually hit your bank account.