All mortgages
Online bank30-year fixed FDIC
Ally Bank30-year fixed mortgage
30-Year Fixed
Online-only lender with no lender fees and a fast digital application.
6.85%
APR · 30-yr fixed
Term
30 years
Points
0
Lender fees
$0
Est. payment on $360,000
$2,359/mo
Minimum credit score
620
Max LTV
95%
Pros and cons
Pros
- No lender fees
- Fully digital application
- Rate lock available
Cons
- No physical branches
- Not available in all states