4-year term FDIC cert #16604

Bank Independent 4-year CD rates

Bank Independent's 4-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

2.01%

APY · 4-year

Term

4-year

Minimum deposit

As of

2026-06-01

How current 4-year CD rates are spread across the market. This rate is 2.01% — higher than 42% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 4-year CDs over the past year. Latest national average: 2.17%. This product: 2.01%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 4 years term at 2.01% APY.

Initial deposit

At end of term (4 years)

$10,837

+ $837 earned

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