Honest NumberTransparency in the numbers
All banks
FDIC cert #8172bank

Lake-Osceola State Bank

No ABA routing number on file
Headquarters
Baldwin, MI
Branch locations
13
Total assets
$465.67M

Lake-Osceola State Bank's best rates today

The strongest live rate we've scraped from Lake-Osceola State Bank in each product category. Tap a card to open an account on the bank's site.

Top CD · 7-month
3.70%APY
Min $10,000
Open at Lake-Osceola State Bank →

Rates are scraped from public sources and may not reflect every promotion. Confirm the current rate on the bank's site before applying.

Lake-Osceola State Bank contact information

Headquarters address sourced from the FDIC. Phone number sourced from the Federal Reserve E-Payments Routing Directory. Always verify before sending payments.

Headquarters
790 Michigan Ave
Baldwin, MI, 49304
Website
www.losb.com

Lake-Osceola State Bank CD rates

Latest scraped APYs across 12 terms · as of 2026-06-01.

2.27%
6-month
Min $500
3.70%
7-month
Min $10,000
3.39%
11-month
Min $10,000
2.27%
1-year
Min $50
3.29%
15-month
Min $10,000
2.27%
18-month
Min $500
2.27%
2-year
Min $500
2.78%
25-month
Min $10,000
2.38%
30-month
Min $500
2.38%
3-year
Min $500
2.38%
4-year
Min $500
2.38%
5-year
Min $500

Lake-Osceola State Bank branches near you

Share your location to find the closest branches.

Branch coverage by state

MI13 branches