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National bank30-year fixed FDIC

Capital One30-year fixed mortgage

30-Year Fixed

Capital One's flagship 30-year fixed mortgage with branch support.

7.05%
APR · 30-yr fixed
Term
30 years
Points
0.25
Lender fees
$995
Est. payment on $360,000
$2,407/mo
Minimum credit score
620
Max LTV
97%

Pros and cons

Pros

  • In-person branch support
  • FHA options available

Cons

  • Higher APR than online lenders