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National bank30-year fixed FDIC
Capital One30-year fixed mortgage
30-Year Fixed
Capital One's flagship 30-year fixed mortgage with branch support.
7.05%
APR · 30-yr fixed
Term
30 years
Points
0.25
Lender fees
$995
Est. payment on $360,000
$2,407/mo
Minimum credit score
620
Max LTV
97%
Pros and cons
Pros
- In-person branch support
- FHA options available
Cons
- Higher APR than online lenders