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All CDs
National bank1-year term FDIC

Capital One

Capital One 12-Month CD

12-month certificate of deposit.

4.50%
APY · 1-year
Open at Capital One
Term
1-year
Minimum deposit
$500
Early withdrawal
90 days of interest

Pros

  • Locked rate
  • FDIC insured

Cons

  • Early withdrawal penalty

1-year CD rate curve

Comparing 5 active 1-year CDs

Top 60% nationally

Deposit calculator

Earnings at 4.50% APY over the full 1-year term.

1 year
$10,460
+ $460 earned