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National bank5-year term FDIC

Capital One

Capital One 5-Year CD

5-year certificate of deposit.

4.20%
APY · 5-year
Open at Capital One
Term
5-year
Minimum deposit
$1,000
Early withdrawal
180 days of interest

Pros

  • Long-term locked rate

Cons

  • Funds locked 5 years

5-year CD rate curve

Comparing 4 active 5-year CDs

Top 50% nationally

Deposit calculator

Earnings at 4.20% APY over the full 5-year term.

5 years
$12,337
+ $2,337 earned