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Best CD rates in California

52 CDs available to California residents — including nationwide online banks and institutions with branches in California.

APY distribution · all terms in California

How current all terms CD rates available to California residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in California

Weekly average APY for all terms CDs available in California over the past year. Latest national average: 2.71%.

Honest Number rate database · weekly mean from observation_date
3.73%
9-month
City First Bank, National Association
Min $1,000
3.69%
3-month
State Bank of India (California)
Min $1,000
3.68%
1-year
City First Bank, National Association
Min $1,000
3.63%
6-month
City First Bank, National Association
Min $1,000
3.60%
3-month
EverBank, National Association
Min $0
3.60%
6-month
EverBank, National Association
Min $0
3.60%
1-year
Magnolia Bank, Incorporated
Min $500
3.50%
9-month
Magnolia Bank, Incorporated
Min $500
3.44%
3-month
City First Bank, National Association
Min $1,000
3.44%
6-month
Oak Valley Community Bank
Min $0
3.41%
6-month
Magnolia Bank, Incorporated
Min $500
3.40%
1-year
EverBank, National Association
Min $0
3.40%
2-year
EverBank, National Association
Min $0
3.40%
3-year
EverBank, National Association
Min $0
3.40%
5-year
EverBank, National Association
Min $0
3.40%
9-month
EverBank, National Association
Min $0
3.25%
6-month
CTBC Bank Corp. (USA)
Min $5,000
3.21%
1-year
Savings Bank of Mendocino County
Min $500
3.15%
1-year
Amalgamated Bank
Min $500
3.06%
6-month
Murphy Bank
Min $0
3.01%
1-year
Murphy Bank
Min $0
3.00%
1-year
C3bank, National Association
Min $25,000
2.97%
3-month
Savings Bank of Mendocino County
Min $500
2.97%
6-month
Savings Bank of Mendocino County
Min $500
2.97%
1-year
Oak Valley Community Bank
Min $0
2.96%
3-month
Murphy Bank
Min $0
2.96%
2-year
City First Bank, National Association
Min $1,000
2.96%
9-month
CTBC Bank Corp. (USA)
Min $5,000
2.85%
6-month
Amalgamated Bank
Min $500
2.81%
2-year
Murphy Bank
Min $0
2.70%
3-year
Amalgamated Bank
Min $500
2.70%
5-year
Amalgamated Bank
Min $500
2.50%
2-year
Amalgamated Bank
Min $500
2.47%
3-year
City First Bank, National Association
Min $1,000
2.47%
5-year
City First Bank, National Association
Min $1,000
2.27%
2-year
Oak Valley Community Bank
Min $0
2.15%
5-year
Home Bank of California
Min $0
2.00%
3-month
First Bank
Min $0
2.00%
3-year
Oak Valley Community Bank
Min $0
1.23%
3-month
El Dorado Savings Bank, F.S.B.
Min $10,000
0.90%
5-year
El Dorado Savings Bank, F.S.B.
Min $500
0.60%
2-year
Magnolia Bank, Incorporated
Min $500
0.60%
3-year
Magnolia Bank, Incorporated
Min $500
0.60%
5-year
Magnolia Bank, Incorporated
Min $500
0.55%
3-year
El Dorado Savings Bank, F.S.B.
Min $500
0.50%
3-month
Oak Valley Community Bank
Min $2,500
0.40%
2-year
El Dorado Savings Bank, F.S.B.
Min $500
0.20%
1-year
El Dorado Savings Bank, F.S.B.
Min $500
0.20%
9-month
El Dorado Savings Bank, F.S.B.
Min $10,000
0.16%
6-month
El Dorado Savings Bank, F.S.B.
Min $500
0.01%
6-month
First-Citizens Bank & Trust Company
Min $500
0.01%
1-year
First-Citizens Bank & Trust Company
Min $500