Best CD rates in Florida

83 CDs available to Florida residents — including nationwide online banks and institutions with branches in Florida.

APY distribution · all terms in Florida

How current all terms CD rates available to Florida residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in Florida

Weekly average APY for all terms CDs available in Florida over the past year. Latest national average: 1.67%.

Honest Number rate database · weekly mean from observation_date
4.15%
5-year
Gulf Coast Business Bank
Min $5,000
4.05%
3-year
Gulf Coast Business Bank
Min $5,000
4.00%
6-month
Amerant Bank, National Association
Min $0
4.00%
2-year
Gulf Coast Business Bank
Min $5,000
3.80%
1-year
Gulf Coast Business Bank
Min $5,000
3.75%
6-month
Gulf Coast Business Bank
Min $5,000
3.75%
1-year
Nicolet National Bank
Min $0
3.75%
1-year
BankUnited, National Association
Min $0
3.73%
6-month
Republic Bank & Trust Company
Min $0
3.70%
3-month
Gulf Coast Business Bank
Min $5,000
3.70%
5-year
Nicolet National Bank
Min $0
3.70%
9-month
BankUnited, National Association
Min $0
3.65%
6-month
BankUnited, National Association
Min $0
3.60%
3-month
EverBank, National Association
Min $0
3.60%
6-month
EverBank, National Association
Min $0
3.60%
1-year
Magnolia Bank, Incorporated
Min $500
3.55%
2-year
Nicolet National Bank
Min $0
3.55%
3-year
Nicolet National Bank
Min $0
3.50%
9-month
Magnolia Bank, Incorporated
Min $500
3.45%
6-month
Nicolet National Bank
Min $0
3.45%
9-month
Nicolet National Bank
Min $0
3.44%
3-year
Republic Bank & Trust Company
Min $0
3.44%
5-year
Republic Bank & Trust Company
Min $0
3.41%
6-month
Magnolia Bank, Incorporated
Min $500
3.40%
1-year
EverBank, National Association
Min $0
3.40%
2-year
EverBank, National Association
Min $0
3.40%
3-year
EverBank, National Association
Min $0
3.40%
5-year
EverBank, National Association
Min $0
3.40%
9-month
EverBank, National Association
Min $0
3.25%
6-month
DLP Bank
Min $0
3.25%
1-year
Amerant Bank, National Association
Min $0
3.20%
2-year
Republic Bank & Trust Company
Min $0
3.10%
1-year
DLP Bank
Min $0
3.05%
1-year
Republic Bank & Trust Company
Min $0
3.02%
3-month
Nicolet National Bank
Min $0
3.00%
1-year
First Bank
Min $2,500
3.00%
2-year
DLP Bank
Min $0
3.00%
3-year
DLP Bank
Min $0
2.96%
1-year
First Bank
Min $500
2.96%
6-month
Banco do Brasil Americas
Min $0
2.90%
3-month
Amerant Bank, National Association
Min $0
2.90%
9-month
Amerant Bank, National Association
Min $0
2.75%
3-year
First Bank
Min $2,500
2.71%
3-month
First Bank
Min $500
2.71%
6-month
First Bank
Min $500
2.71%
9-month
First Bank
Min $500
2.52%
1-year
Banco do Brasil Americas
Min $0
2.52%
2-year
Banco do Brasil Americas
Min $0
2.50%
2-year
Amerant Bank, National Association
Min $0
2.50%
3-year
Amerant Bank, National Association
Min $0
2.50%
5-year
Amerant Bank, National Association
Min $0
2.37%
3-year
Banco do Brasil Americas
Min $0
2.37%
5-year
Banco do Brasil Americas
Min $0
2.08%
2-year
First Bank
Min $500
2.08%
3-year
First Bank
Min $500
1.59%
5-year
First Bank
Min $500
1.50%
1-year
Bank of Pensacola
Min $0
1.05%
2-year
First Federal Bank
Min $9,999
1.05%
3-year
First Federal Bank
Min $1,000
1.05%
5-year
First Federal Bank
Min $1,000
1.03%
1-year
First Federal Bank
Min $1,000
1.00%
3-month
DLP Bank
Min $0
0.60%
2-year
Magnolia Bank, Incorporated
Min $500
0.60%
3-year
Magnolia Bank, Incorporated
Min $500
0.60%
5-year
Magnolia Bank, Incorporated
Min $500
0.55%
5-year
BankPlus
Min $1,000
0.50%
5-year
Sunstate Bank
Min $0
0.40%
3-year
Sunstate Bank
Min $0
0.35%
3-year
BankPlus
Min $1,000
0.30%
6-month
Bank of Pensacola
Min $0
0.30%
2-year
Sunstate Bank
Min $0
0.25%
3-month
Bank of Pensacola
Min $0
0.25%
2-year
BankPlus
Min $1,000
0.25%
1-year
Sunstate Bank
Min $0
0.20%
1-year
BankPlus
Min $1,000
0.20%
6-month
Sunstate Bank
Min $0
0.15%
2-year
PNB Community Bank
Min $1,000
0.15%
3-year
PNB Community Bank
Min $1,000
0.10%
1-year
PNB Community Bank
Min $1,000
0.05%
6-month
PNB Community Bank
Min $1,000
0.03%
3-month
PNB Community Bank
Min $1,000
0.01%
6-month
First-Citizens Bank & Trust Company
Min $500
0.01%
1-year
First-Citizens Bank & Trust Company
Min $500