Best CD rates in Massachusetts

235 CDs available to Massachusetts residents — including nationwide online banks and institutions with branches in Massachusetts.

APY distribution · all terms in Massachusetts

How current all terms CD rates available to Massachusetts residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in Massachusetts

Weekly average APY for all terms CDs available in Massachusetts over the past year. Latest national average: 1.20%.

Honest Number rate database · weekly mean from observation_date
5.25%
6-month
Canton Co-operative Bank
Min $0
4.01%
6-month
Leader Bank, National Association
Min $1,000
4.00%
1-year
Leader Bank, National Association
Min $1,000
4.00%
2-year
Leader Bank, National Association
Min $1,000
3.97%
1-year
Winchester Co-operative Bank
Min $0
3.97%
1-year
Institution for Savings in Newburyport and Its Vicinity
Min $500
3.97%
2-year
Institution for Savings in Newburyport and Its Vicinity
Min $500
3.88%
6-month
Walpole Co-operative Bank
Min $2,500
3.83%
6-month
Winchester Co-operative Bank
Min $0
3.78%
9-month
Leader Bank, National Association
Min $1,000
3.78%
9-month
StonehamBank, A Co-operative Bank
Min $1,000
3.75%
3-year
Leader Bank, National Association
Min $1,000
3.75%
5-year
Leader Bank, National Association
Min $1,000
3.74%
9-month
Liberty Bank
Min $0
3.69%
3-month
Haverhill Bank
Min $0
3.69%
5-year
The National Grand Bank of Marblehead
Min $0
3.69%
1-year
Walpole Co-operative Bank
Min $1,000
3.65%
9-month
Bluestone Bank
Min $2,000
3.64%
1-year
The National Grand Bank of Marblehead
Min $0
3.64%
2-year
The National Grand Bank of Marblehead
Min $0
3.64%
3-year
The National Grand Bank of Marblehead
Min $0
3.63%
6-month
Millbury National Bank
Min $500
3.60%
3-month
Wrentham Co-operative Bank
Min $1,000
3.60%
6-month
TruNorth Bank
Min $1,000
3.59%
6-month
Liberty Bank
Min $0
3.55%
2-year
Millbury National Bank
Min $500
3.55%
3-year
Millbury National Bank
Min $500
3.55%
9-month
Florence Bank
Min $500
3.51%
6-month
Marblehead Bank
Min $0
3.51%
9-month
Hingham Institution for Savings
Min $1,000
3.50%
6-month
North Cambridge Co-operative Bank
Min $0
3.50%
6-month
MutualOne Bank
Min $500
3.50%
6-month
Cape Ann Savings Bank
Min $500
3.50%
1-year
TruNorth Bank
Min $1,000
3.47%
6-month
Washington Savings Bank
Min $500
3.45%
3-month
The National Grand Bank of Marblehead
Min $0
3.45%
6-month
The National Grand Bank of Marblehead
Min $0
3.45%
6-month
Haverhill Bank
Min $0
3.45%
1-year
Haverhill Bank
Min $0
3.45%
2-year
Haverhill Bank
Min $0
3.45%
2-year
Winchester Co-operative Bank
Min $0
3.45%
3-year
Winchester Co-operative Bank
Min $0
3.45%
3-year
The Village Bank
Min $0
3.45%
5-year
The Village Bank
Min $0
3.45%
9-month
Haverhill Bank
Min $0
3.44%
1-year
Millbury National Bank
Min $500
3.40%
9-month
MutualOne Bank
Min $500
3.34%
6-month
Seamen's Bank
Min $1,000
3.30%
3-month
MutualOne Bank
Min $500
3.30%
1-year
The Village Bank
Min $0
3.30%
2-year
The Village Bank
Min $0
3.25%
2-year
Greenfield Savings Bank
Min $1,000
3.25%
3-year
Greenfield Savings Bank
Min $1,000
3.25%
5-year
Mechanics Cooperative Bank
Min $500
3.20%
3-month
Coastal Heritage Bank
Min $1,000
3.20%
1-year
The Cape Cod Five Cents Savings Bank
Min $0
3.20%
1-year
Bank of New England
Min $0
3.20%
1-year
Seamen's Bank
Min $1,000
3.20%
2-year
StonehamBank, A Co-operative Bank
Min $1,000
3.20%
3-year
StonehamBank, A Co-operative Bank
Min $1,000
3.20%
3-year
Haverhill Bank
Min $0
3.20%
5-year
StonehamBank, A Co-operative Bank
Min $1,000
3.20%
5-year
Haverhill Bank
Min $0
3.20%
9-month
The Cape Cod Five Cents Savings Bank
Min $0
3.15%
6-month
Bank of Easton
Min $2,500
3.15%
6-month
Wrentham Co-operative Bank
Min $1,000
3.15%
6-month
The Cape Cod Five Cents Savings Bank
Min $0
3.10%
6-month
Coastal Heritage Bank
Min $1,000
3.10%
2-year
Coastal Heritage Bank
Min $1,000
3.10%
3-year
Coastal Heritage Bank
Min $1,000
3.10%
5-year
Coastal Heritage Bank
Min $1,000
3.00%
3-month
Avidia Bank
Min $1,000
3.00%
6-month
Avidia Bank
Min $1,000
3.00%
6-month
MountainOne Bank
Min $1,000
3.00%
1-year
Coastal Heritage Bank
Min $1,000
3.00%
1-year
The Cooperative Bank
Min $1,000
3.00%
1-year
Avidia Bank
Min $1,000
3.00%
2-year
Avidia Bank
Min $1,000
3.00%
2-year
Marblehead Bank
Min $0
3.00%
3-year
Florence Bank
Min $500
3.00%
3-year
Marblehead Bank
Min $0
3.00%
5-year
Florence Bank
Min $500
3.00%
5-year
Greenfield Savings Bank
Min $1,000
3.00%
9-month
Coastal Heritage Bank
Min $1,000
3.00%
9-month
Avidia Bank
Min $1,000
3.00%
9-month
Marblehead Bank
Min $0
2.96%
3-month
Liberty Bank
Min $0
2.96%
1-year
Clinton Savings Bank
Min $10
2.95%
2-year
The Cape Cod Five Cents Savings Bank
Min $0
2.92%
3-year
UniBank for Savings
Min $500
2.91%
1-year
Cape & Coast Bank
Min $500
2.90%
6-month
Cornerstone Bank
Min $500
2.80%
1-year
Washington Savings Bank
Min $500
2.75%
3-month
Lee Bank
Min $500
2.75%
6-month
Lee Bank
Min $500
2.75%
1-year
Lee Bank
Min $500
2.75%
1-year
Cape Ann Savings Bank
Min $500
2.75%
1-year
MountainOne Bank
Min $1,000
2.75%
2-year
Bank of New England
Min $0
2.75%
2-year
Cape Ann Savings Bank
Min $500
2.75%
5-year
Dean Co-operative Bank
Min $0
2.75%
5-year
MountainOne Bank
Min $1,000
2.75%
9-month
Cape Ann Savings Bank
Min $500
2.75%
9-month
MountainOne Bank
Min $1,000
2.72%
1-year
North Cambridge Co-operative Bank
Min $0
2.72%
1-year
Liberty Bank
Min $0
2.70%
3-year
The Cape Cod Five Cents Savings Bank
Min $0
2.55%
5-year
The Cape Cod Five Cents Savings Bank
Min $0
2.52%
2-year
Cape & Coast Bank
Min $500
2.50%
3-month
Marblehead Bank
Min $0
2.50%
6-month
Dean Co-operative Bank
Min $0
2.50%
2-year
Lee Bank
Min $500
2.47%
2-year
Seamen's Bank
Min $1,000
2.25%
3-year
Bank of New England
Min $0
2.25%
3-year
Dean Co-operative Bank
Min $0
2.25%
3-year
Avidia Bank
Min $1,000
2.25%
3-year
MountainOne Bank
Min $1,000
2.25%
5-year
Bank of New England
Min $0
2.25%
5-year
Avidia Bank
Min $1,000
2.23%
3-month
Institution for Savings in Newburyport and Its Vicinity
Min $500
2.23%
6-month
Institution for Savings in Newburyport and Its Vicinity
Min $500
2.23%
3-year
Institution for Savings in Newburyport and Its Vicinity
Min $500
2.23%
5-year
Institution for Savings in Newburyport and Its Vicinity
Min $500
2.23%
9-month
Institution for Savings in Newburyport and Its Vicinity
Min $500
2.15%
2-year
Florence Bank
Min $500
2.00%
1-year
Dean Co-operative Bank
Min $0
2.00%
1-year
Cornerstone Bank
Min $500
2.00%
2-year
TruNorth Bank
Min $1,000
2.00%
2-year
Dean Co-operative Bank
Min $0
2.00%
2-year
Cornerstone Bank
Min $500
2.00%
2-year
MountainOne Bank
Min $1,000
2.00%
3-year
Lee Bank
Min $500
2.00%
5-year
Savers Co-operative Bank
Min $500
1.75%
3-year
The Bank of Canton
Min $1,000
1.75%
5-year
The Cooperative Bank
Min $1,000
1.74%
2-year
North Cambridge Co-operative Bank
Min $0
1.74%
3-year
North Cambridge Co-operative Bank
Min $0
1.74%
5-year
North Cambridge Co-operative Bank
Min $0
1.73%
2-year
Hingham Institution for Savings
Min $1,000
1.69%
3-year
Hingham Institution for Savings
Min $1,000
1.65%
3-year
Savers Co-operative Bank
Min $500
1.50%
6-month
Florence Bank
Min $500
1.50%
6-month
Bank of New England
Min $0
1.50%
1-year
Florence Bank
Min $500
1.50%
2-year
The Bank of Canton
Min $1,000
1.49%
5-year
Bank of Easton
Min $500
1.44%
5-year
Liberty Bank
Min $0
1.40%
3-year
Bank of Easton
Min $500
1.39%
9-month
Cape & Coast Bank
Min $500
1.30%
2-year
Bank of Easton
Min $500
1.25%
2-year
Savers Co-operative Bank
Min $500
1.25%
3-year
The Cooperative Bank
Min $1,000
1.24%
3-year
Liberty Bank
Min $0
1.14%
1-year
Bank of Easton
Min $500
1.04%
2-year
Liberty Bank
Min $0
1.00%
3-month
Florence Bank
Min $500
1.00%
3-month
Dean Co-operative Bank
Min $0
1.00%
3-month
MountainOne Bank
Min $1,000
1.00%
6-month
Hingham Institution for Savings
Min $1,000
1.00%
1-year
Savers Co-operative Bank
Min $500
1.00%
1-year
The Bank of Canton
Min $1,000
1.00%
1-year
Hingham Institution for Savings
Min $1,000
1.00%
5-year
Country Bank for Savings
Min $0
1.00%
5-year
Cape Ann Savings Bank
Min $500
0.75%
3-year
Country Bank for Savings
Min $0
0.75%
3-year
Cape Ann Savings Bank
Min $500
0.75%
5-year
Winter Hill Bank, FSB
Min $500
0.74%
5-year
Washington Savings Bank
Min $500
0.65%
6-month
Savers Co-operative Bank
Min $2,500
0.55%
3-year
Wrentham Co-operative Bank
Min $500
0.55%
3-year
Winter Hill Bank, FSB
Min $500
0.54%
3-year
Washington Savings Bank
Min $500
0.50%
1-year
Country Bank for Savings
Min $0
0.50%
2-year
Commonwealth Co-operative Bank
Min $1,000
0.50%
2-year
Country Bank for Savings
Min $0
0.50%
3-year
Commonwealth Co-operative Bank
Min $1,000
0.50%
3-year
Stoughton Co-operative Bank
Min $500
0.50%
5-year
TruNorth Bank
Min $1,000
0.50%
5-year
Bankhometown
Min $1,000
0.50%
5-year
Bankesb
Min $1,000
0.45%
2-year
Winter Hill Bank, FSB
Min $500
0.40%
1-year
Greenfield Savings Bank
Min $1,000
0.40%
2-year
Wrentham Co-operative Bank
Min $500
0.40%
2-year
Stoughton Co-operative Bank
Min $500
0.40%
3-year
TruNorth Bank
Min $1,000
0.40%
3-year
Bankhometown
Min $1,000
0.40%
3-year
Bankesb
Min $1,000
0.39%
2-year
Washington Savings Bank
Min $500
0.35%
6-month
StonehamBank, A Co-operative Bank
Min $1,000
0.35%
6-month
Greenfield Savings Bank
Min $1,000
0.35%
1-year
StonehamBank, A Co-operative Bank
Min $1,000
0.35%
2-year
Bankhometown
Min $1,000
0.35%
2-year
Bankesb
Min $1,000
0.30%
1-year
Wrentham Co-operative Bank
Min $500
0.30%
1-year
Commonwealth Co-operative Bank
Min $1,000
0.30%
2-year
The Savings Bank
Min $0
0.30%
3-year
Monson Savings Bank
Min $1,000
0.30%
3-year
The Savings Bank
Min $0
0.30%
5-year
The Savings Bank
Min $0
0.25%
3-month
Bank of Easton
Min $2,500
0.25%
3-month
Bank of New England
Min $0
0.25%
3-month
Seamen's Bank
Min $1,000
0.25%
6-month
The Bank of Canton
Min $2,500
0.25%
1-year
Stoughton Co-operative Bank
Min $500
0.25%
1-year
Winter Hill Bank, FSB
Min $500
0.25%
2-year
Monson Savings Bank
Min $1,000
0.25%
9-month
Country Bank for Savings
Min $0
0.25%
9-month
Commonwealth Co-operative Bank
Min $1,000
0.20%
3-month
Winter Hill Bank, FSB
Min $500
0.20%
6-month
Commonwealth Co-operative Bank
Min $1,000
0.20%
6-month
Stoughton Co-operative Bank
Min $500
0.20%
6-month
Winter Hill Bank, FSB
Min $500
0.20%
1-year
Bankhometown
Min $1,000
0.20%
1-year
Bankesb
Min $1,000
0.20%
1-year
The Savings Bank
Min $0
0.20%
9-month
Winter Hill Bank, FSB
Min $500
0.20%
9-month
The Savings Bank
Min $0
0.15%
1-year
Monson Savings Bank
Min $1,000
0.15%
1-year
Marblehead Bank
Min $0
0.15%
9-month
TruNorth Bank
Min $1,000
0.15%
9-month
Bankhometown
Min $1,000
0.15%
9-month
Bankesb
Min $1,000
0.10%
3-month
Country Bank for Savings
Min $500
0.10%
6-month
Country Bank for Savings
Min $0
0.10%
6-month
Bankhometown
Min $1,000
0.10%
6-month
Bankesb
Min $1,000
0.10%
6-month
Monson Savings Bank
Min $1,000
0.10%
6-month
The Savings Bank
Min $0
0.10%
9-month
Monson Savings Bank
Min $1,000
0.05%
3-month
TruNorth Bank
Min $1,000
0.05%
3-month
Bankhometown
Min $1,000
0.05%
3-month
Bankesb
Min $1,000
0.05%
3-month
Monson Savings Bank
Min $1,000
0.01%
6-month
First-Citizens Bank & Trust Company
Min $500
0.01%
1-year
First-Citizens Bank & Trust Company
Min $500