Best CD rates in Minnesota
236 CDs available to Minnesota residents — including nationwide online banks and institutions with branches in Minnesota.
APY distribution · all terms in Minnesota
How current all terms CD rates available to Minnesota residents are spread across the market.
Honest Number rate database · latest snapshot per institution
Trend · all terms in Minnesota
Weekly average APY for all terms CDs available in Minnesota over the past year. Latest national average: 2.54%.
Honest Number rate database · weekly mean from observation_date
4.05%
1-yearFirst Bank Blue Earth
Min $0
4.00%
5-yearFirst Bank Blue Earth
Min $0
3.90%
9-monthFirst Bank Blue Earth
Min $0
3.85%
1-yearDrake Bank
Min $500
3.80%
1-yearMidwest Bank
Min $500
3.80%
2-yearMidwest Bank
Min $500
3.80%
3-yearMidwest Bank
Min $500
3.80%
5-yearMidwest Bank
Min $500
3.77%
6-monthGateway Bank
Min $0
3.75%
1-yearBonanza Valley State Bank
Min $500
3.75%
1-yearNicolet National Bank
Min $0
3.75%
2-yearFirst Bank Blue Earth
Min $0
3.74%
1-yearThe First State Bank of Rosemount
Min $500
3.70%
1-yearVisionBank
Min $0
3.70%
2-yearVisionBank
Min $0
3.70%
3-yearFirst Bank Blue Earth
Min $0
3.70%
3-yearForesight Bank
Min $500
3.70%
3-yearVisionBank
Min $0
3.70%
5-yearVisionBank
Min $0
3.70%
5-yearNicolet National Bank
Min $0
3.70%
9-monthReliance Bank
Min $0
3.69%
9-monthFirst Security Bank
Min $0
3.68%
1-yearFirst Security Bank
Min $0
3.65%
1-yearMinnesota First Credit and Savings, Incorporated
Min $500
3.65%
2-yearMinnesota First Credit and Savings, Incorporated
Min $500
3.60%
6-monthThink Mutual Bank
Min $250
3.60%
1-yearCitizens Bank & Trust Co.
Min $2,500
3.60%
1-yearReliance Bank
Min $0
3.60%
5-yearBank Midwest
Min $500
3.60%
5-yearCurrie State Bank
Min $500
3.55%
2-yearNicolet National Bank
Min $0
3.55%
3-yearNicolet National Bank
Min $0
3.55%
5-yearRiverland Bank
Min $1,000
3.55%
9-monthVisionBank
Min $0
3.54%
3-yearMinnesota First Credit and Savings, Incorporated
Min $500
3.53%
6-monthFirst Western Bank & Trust
Min $0
3.50%
3-monthBell Bank
Min $0
3.50%
3-monthRiverland Bank
Min $1,000
3.50%
6-monthThe First State Bank of Red Wing
Min $0
3.50%
6-monthBell Bank
Min $0
3.50%
6-monthVisionBank
Min $0
3.50%
6-monthMinnesota First Credit and Savings, Incorporated
Min $500
3.50%
6-monthRiverland Bank
Min $1,000
3.50%
1-yearBell Bank
Min $0
3.50%
2-yearThe First State Bank of Rosemount
Min $500
3.50%
2-yearBell Bank
Min $0
3.50%
3-yearCurrie State Bank
Min $500
3.50%
3-yearBell Bank
Min $0
3.50%
5-yearBell Bank
Min $0
3.50%
5-yearDrake Bank
Min $500
3.46%
6-monthCurrie State Bank
Min $500
3.46%
6-monthSecurity State Bank of Wanamingo
Min $0
3.46%
1-yearCurrie State Bank
Min $500
3.46%
2-yearCurrie State Bank
Min $500
3.46%
1-yearCorTrust Bank National Association
Min $500
3.45%
3-monthVisionBank
Min $0
3.45%
6-monthNicolet National Bank
Min $0
3.45%
1-yearPioneer Bank
Min $500
3.45%
1-yearFirst State Bank of Bigfork
Min $500
3.45%
1-yearThink Mutual Bank
Min $250
3.45%
9-monthPioneer Bank
Min $500
3.45%
9-monthNicolet National Bank
Min $0
3.45%
9-monthDrake Bank
Min $500
3.44%
1-yearForesight Bank
Min $500
3.44%
5-yearForesight Bank
Min $500
3.41%
5-yearThe First National Bank of Bemidji
Min $1,000
3.40%
1-yearRiverland Bank
Min $1,000
3.40%
2-yearBank Midwest
Min $500
3.40%
2-yearDrake Bank
Min $500
3.40%
2-yearRiverland Bank
Min $1,000
3.40%
2-yearReliance Bank
Min $0
3.40%
3-yearRiverland Bank
Min $1,000
3.36%
2-yearCorTrust Bank National Association
Min $500
3.36%
5-yearBonanza Valley State Bank
Min $500
3.35%
2-yearFirst State Bank of Bigfork
Min $500
3.35%
3-yearFirst State Bank of Bigfork
Min $500
3.35%
3-yearDrake Bank
Min $500
3.35%
5-yearFirst State Bank of Bigfork
Min $500
3.32%
1-yearThe First National Bank of Bemidji
Min $500
3.32%
2-yearThe First National Bank of Bemidji
Min $500
3.32%
3-yearThe First National Bank of Bemidji
Min $500
3.31%
3-yearCorTrust Bank National Association
Min $500
3.31%
5-yearCorTrust Bank National Association
Min $500
3.30%
1-yearBank Midwest
Min $500
3.30%
2-yearBattle Bank, National Association
Min $0
3.30%
3-yearReliance Bank
Min $0
3.30%
3-yearBattle Bank, National Association
Min $0
3.30%
5-yearBattle Bank, National Association
Min $0
3.29%
5-yearMinnesota First Credit and Savings, Incorporated
Min $500
3.26%
6-monthBonanza Valley State Bank
Min $500
3.25%
5-yearThe Bank of Elk River
Min $200
3.21%
1-yearSecurity State Bank of Wanamingo
Min $0
3.21%
2-yearPioneer Bank
Min $500
3.21%
5-yearPioneer Bank
Min $500
3.20%
6-monthCenter National Bank
Min $500
3.20%
1-yearThe First State Bank of Red Wing
Min $0
3.20%
2-yearCitizens Bank & Trust Co.
Min $500
3.16%
3-yearBonanza Valley State Bank
Min $500
3.15%
6-monthHarvest Bank
Min $0
3.15%
3-yearThe Bank of Elk River
Min $200
3.14%
2-yearForesight Bank
Min $500
3.11%
9-monthNorth Shore Bank of Commerce
Min $2,500
3.10%
2-yearPeoples State Bank of Plainview
Min $250
3.10%
2-yearThe Bank of Elk River
Min $200
3.10%
3-yearPeoples State Bank of Plainview
Min $250
3.06%
2-yearBonanza Valley State Bank
Min $500
3.05%
1-yearFirst Bank Elk River
Min $0
3.05%
1-yearBattle Bank, National Association
Min $0
3.05%
3-yearFirst Bank Elk River
Min $0
3.02%
3-monthNicolet National Bank
Min $0
3.02%
2-yearFirst Security Bank
Min $0
3.02%
5-yearFirst Security Bank
Min $0
3.01%
1-yearHarvest Bank
Min $0
3.00%
3-monthMinnesota First Credit and Savings, Incorporated
Min $500
3.00%
3-monthThink Mutual Bank
Min $250
3.00%
6-monthHeritage Bank National Association
Min $0
3.00%
1-yearPeoples State Bank of Plainview
Min $250
3.00%
1-yearThe Bank of Elk River
Min $200
3.00%
1-yearHeritage Bank National Association
Min $0
3.00%
2-yearFirst Bank Elk River
Min $0
3.00%
2-yearThe First State Bank of Red Wing
Min $0
3.00%
3-yearThe First State Bank of Rosemount
Min $500
3.00%
3-yearCitizens Bank & Trust Co.
Min $500
3.00%
5-yearPeoples State Bank of Plainview
Min $250
3.00%
5-yearThe First State Bank of Rosemount
Min $500
3.00%
5-yearFirst State Bank and Trust
Min $1,000
2.98%
6-monthCitizens Independent Bank
Min $1,000
2.98%
1-yearCenter National Bank
Min $500
2.97%
2-yearCitizens Independent Bank
Min $1,000
2.97%
3-yearPioneer Bank
Min $500
2.95%
1-yearWest Bank
Min $0
2.90%
6-monthKeen Bank, National Association
Min $2,000
2.85%
6-monthWest Bank
Min $0
2.85%
2-yearThink Mutual Bank
Min $250
2.80%
3-monthWest Bank
Min $0
2.75%
1-yearKeen Bank, National Association
Min $2,000
2.75%
3-yearThink Mutual Bank
Min $250
2.75%
5-yearKeen Bank, National Association
Min $2,000
2.75%
5-yearCitizens Bank & Trust Co.
Min $500
2.75%
5-yearThink Mutual Bank
Min $250
2.68%
2-yearSecurity State Bank of Wanamingo
Min $0
2.67%
3-yearHarvest Bank
Min $0
2.62%
2-yearHarvest Bank
Min $0
2.62%
5-yearHarvest Bank
Min $0
2.52%
3-yearFirst Security Bank
Min $0
2.50%
1-yearWoodland Bank
Min $500
2.50%
1-yearGrove Bank
Min $1,000
2.50%
2-yearWoodland Bank
Min $500
2.50%
5-yearWoodland Bank
Min $500
2.45%
2-yearWest Bank
Min $0
2.40%
1-yearNortheast Bank
Min $1,000
2.40%
2-yearNortheast Bank
Min $1,000
2.32%
5-yearFirst State Bank of Fountain
Min $0
2.32%
5-yearRoot River State Bank
Min $0
2.30%
3-yearNortheast Bank
Min $1,000
2.25%
2-yearKeen Bank, National Association
Min $2,000
2.25%
2-yearGrove Bank
Min $1,000
2.25%
3-yearKeen Bank, National Association
Min $2,000
2.20%
6-monthNortheast Bank
Min $1,000
2.10%
3-monthNortheast Bank
Min $1,000
2.10%
3-yearThe First State Bank of Red Wing
Min $0
2.10%
3-yearWest Bank
Min $0
2.10%
5-yearNortheast Bank
Min $1,000
2.05%
3-yearGrove Bank
Min $1,000
2.05%
5-yearGrove Bank
Min $1,000
2.01%
3-yearHeritage Bank Minnesota
Min $250
2.00%
3-yearWoodland Bank
Min $500
2.00%
5-yearThe State Bank of Faribault
Min $1,000
1.99%
2-yearNorth Shore Bank of Commerce
Min $1,000
1.99%
5-yearNorth Shore Bank of Commerce
Min $1,000
1.95%
3-monthSecurity State Bank of Wanamingo
Min $0
1.89%
3-yearNorth Shore Bank of Commerce
Min $1,000
1.83%
3-yearFirst State Bank of Fountain
Min $0
1.83%
3-yearRoot River State Bank
Min $0
1.80%
1-yearSecurity State Bank of Warroad
Min $1,000
1.80%
5-yearWest Bank
Min $0
1.75%
5-yearSecurity State Bank of Wanamingo
Min $0
1.60%
5-yearThe First State Bank of Red Wing
Min $0
1.59%
6-monthNorth Shore Bank of Commerce
Min $1,000
1.59%
2-yearFirst State Bank of Fountain
Min $0
1.59%
2-yearRoot River State Bank
Min $0
1.49%
1-yearNorth Shore Bank of Commerce
Min $1,000
1.40%
6-monthPeoples State Bank of Plainview
Min $2,500
1.40%
1-yearHighland Bank
Min $1,000
1.39%
1-yearFirst State Bank of Fountain
Min $0
1.39%
1-yearRoot River State Bank
Min $0
1.35%
3-yearSecurity State Bank of Wanamingo
Min $0
1.30%
5-yearBANKWEST
Min $2,000
1.25%
2-yearCenter National Bank
Min $500
1.25%
2-yearHighland Bank
Min $1,000
1.25%
3-yearCenter National Bank
Min $500
1.25%
3-yearHighland Bank
Min $1,000
1.25%
5-yearHeritage Bank Minnesota
Min $250
1.25%
5-yearCenter National Bank
Min $500
1.25%
5-yearHighland Bank
Min $1,000
1.21%
6-monthForesight Bank
Min $500
1.20%
5-yearHeritage Bank National Association
Min $0
1.15%
3-monthPeoples State Bank of Plainview
Min $2,500
1.15%
3-yearThe State Bank of Faribault
Min $1,000
1.10%
3-monthForesight Bank
Min $500
1.10%
3-yearHeritage Bank National Association
Min $0
1.05%
2-yearHeritage Bank National Association
Min $0
1.00%
3-monthCurrie State Bank
Min $500
1.00%
2-yearThe State Bank of Faribault
Min $1,000
1.00%
3-yearBANKWEST
Min $2,000
1.00%
5-yearNorth American Banking Company
Min $500
0.99%
6-monthFirst State Bank of Fountain
Min $0
0.99%
6-monthRoot River State Bank
Min $0
0.90%
2-yearBANKWEST
Min $2,000
0.90%
3-yearCommunity Bank Mankato
Min $1,000
0.89%
3-monthFirst State Bank of Fountain
Min $0
0.89%
3-monthRoot River State Bank
Min $0
0.80%
1-yearBANKWEST
Min $2,000
0.80%
2-yearCommunity Bank Mankato
Min $1,000
0.80%
5-yearGrand Rapids State Bank
Min $0
0.70%
3-monthThe First State Bank of Red Wing
Min $0
0.70%
1-yearCommunity Bank Mankato
Min $1,000
0.65%
3-monthHighland Bank
Min $1,000
0.65%
6-monthBANKWEST
Min $2,000
0.65%
1-yearThe State Bank of Faribault
Min $1,000
0.60%
3-monthBANKWEST
Min $2,000
0.60%
6-monthCommunity Bank Mankato
Min $1,000
0.50%
3-monthCommunity Bank Mankato
Min $1,000
0.50%
6-monthNorth American Banking Company
Min $500
0.45%
3-yearGrand Rapids State Bank
Min $0
0.40%
2-yearHeritage Bank Minnesota
Min $250
0.30%
3-monthNorth American Banking Company
Min $500
0.30%
2-yearGrand Rapids State Bank
Min $0
0.25%
1-yearHeritage Bank Minnesota
Min $250
0.20%
6-monthSecurity State Bank of Warroad
Min $1,000
0.20%
1-yearGrand Rapids State Bank
Min $0
0.15%
3-monthSecurity State Bank of Warroad
Min $1,250
0.15%
3-monthHeritage Bank Minnesota
Min $250
0.15%
6-monthHeritage Bank Minnesota
Min $250
0.03%
3-monthGrand Rapids State Bank
Min $0
0.03%
6-monthGrand Rapids State Bank
Min $0