Honest NumberTransparency in the numbers

Best CD rates in New Jersey

106 CDs available to New Jersey residents — including nationwide online banks and institutions with branches in New Jersey.

APY distribution · all terms in New Jersey

How current all terms CD rates available to New Jersey residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in New Jersey

Weekly average APY for all terms CDs available in New Jersey over the past year. Latest national average: 2.05%.

Honest Number rate database · weekly mean from observation_date
3.97%
3-month
Atlantic Community Bankers Bank
Min $0
3.92%
1-year
New Millennium Bank
Min $0
3.75%
3-month
Mid Penn Bank
Min $500
3.75%
6-month
Mid Penn Bank
Min $500
3.75%
9-month
Magyar Bank
Min $2,500
3.70%
9-month
Mid Penn Bank
Min $500
3.69%
3-month
Lusitania Savings Bank
Min $0
3.68%
3-month
Northfield Bank
Min $0
3.68%
3-month
New Millennium Bank
Min $0
3.68%
6-month
New Millennium Bank
Min $0
3.65%
1-year
Mid Penn Bank
Min $500
3.63%
1-year
Blue Foundry Bank
Min $1,000
3.63%
9-month
New Millennium Bank
Min $0
3.58%
6-month
Hanover Community Bank
Min $500
3.54%
6-month
Haven Savings Bank
Min $500
3.50%
5-year
Magyar Bank
Min $2,500
3.49%
1-year
Monroe Savings Bank
Min $250
3.49%
3-year
Blue Foundry Bank
Min $1,000
3.46%
9-month
First Hope Bank, A National Banking Association
Min $0
3.44%
6-month
1st Bank of Sea Isle City
Min $1,000
3.44%
2-year
Blue Foundry Bank
Min $1,000
3.44%
9-month
Haven Savings Bank
Min $500
3.40%
2-year
Mid Penn Bank
Min $500
3.34%
3-month
Hanover Community Bank
Min $500
3.34%
1-year
Haven Savings Bank
Min $100
3.34%
2-year
Crest Savings Bank
Min $1,000
3.34%
2-year
Haven Savings Bank
Min $100
3.34%
3-year
Haven Savings Bank
Min $100
3.25%
6-month
CTBC Bank Corp. (USA)
Min $5,000
3.21%
9-month
Peapack Private Bank & Trust
Min $500
3.20%
3-year
Mid Penn Bank
Min $500
3.20%
5-year
Mid Penn Bank
Min $500
3.20%
9-month
The First National Bank of Elmer
Min $10,000
3.05%
1-year
Crest Savings Bank
Min $1,000
3.00%
6-month
Century Savings Bank
Min $500
3.00%
3-year
Magyar Bank
Min $2,500
2.96%
1-year
The First National Bank of Elmer
Min $500
2.96%
1-year
First Bank
Min $500
2.96%
1-year
Hanover Community Bank
Min $500
2.96%
2-year
Hanover Community Bank
Min $500
2.96%
3-year
Hanover Community Bank
Min $500
2.96%
5-year
Northfield Bank
Min $0
2.96%
5-year
Hanover Community Bank
Min $500
2.96%
9-month
Crest Savings Bank
Min $1,000
2.96%
9-month
CTBC Bank Corp. (USA)
Min $5,000
2.75%
1-year
Century Savings Bank
Min $500
2.75%
9-month
Century Savings Bank
Min $500
2.71%
3-month
First Bank
Min $500
2.71%
6-month
First Bank
Min $500
2.71%
9-month
First Bank
Min $500
2.50%
1-year
Magyar Bank
Min $1,000
2.50%
2-year
Century Savings Bank
Min $500
2.50%
2-year
Magyar Bank
Min $2,500
2.47%
6-month
Sturdy Savings Bank
Min $1,000
2.27%
9-month
Sturdy Savings Bank
Min $1,000
2.23%
1-year
Sturdy Savings Bank
Min $500
2.08%
2-year
First Bank
Min $500
2.08%
3-year
First Bank
Min $500
2.00%
5-year
Century Savings Bank
Min $500
1.98%
2-year
Northfield Bank
Min $0
1.98%
2-year
New Millennium Bank
Min $0
1.98%
3-year
Northfield Bank
Min $0
1.98%
3-year
New Millennium Bank
Min $0
1.98%
5-year
New Millennium Bank
Min $0
1.59%
5-year
First Bank
Min $500
1.49%
3-month
The Bank of Princeton
Min $500
1.49%
6-month
The Bank of Princeton
Min $500
1.49%
1-year
The Bank of Princeton
Min $500
1.49%
2-year
The Bank of Princeton
Min $500
1.49%
3-year
The Bank of Princeton
Min $500
1.49%
5-year
The Bank of Princeton
Min $500
1.49%
9-month
The Bank of Princeton
Min $500
1.24%
1-year
Northfield Bank
Min $0
1.00%
3-year
Fulton Bank, National Association
Min $0
1.00%
3-year
First Hope Bank, A National Banking Association
Min $0
1.00%
5-year
Fulton Bank, National Association
Min $0
0.95%
2-year
Fulton Bank, National Association
Min $0
0.75%
6-month
Northfield Bank
Min $0
0.70%
3-month
Fulton Bank, National Association
Min $0
0.70%
6-month
Fulton Bank, National Association
Min $0
0.70%
1-year
Fulton Bank, National Association
Min $0
0.70%
9-month
Fulton Bank, National Association
Min $0
0.60%
5-year
First Hope Bank, A National Banking Association
Min $0
0.55%
5-year
The First National Bank of Elmer
Min $500
0.55%
5-year
Newfield National Bank
Min $500
0.45%
3-year
The First National Bank of Elmer
Min $500
0.42%
5-year
1st Bank of Sea Isle City
Min $500
0.40%
3-year
Newfield National Bank
Min $500
0.39%
3-year
1st Bank of Sea Isle City
Min $500
0.36%
2-year
1st Bank of Sea Isle City
Min $500
0.35%
5-year
Unity Bank
Min $1,000
0.33%
1-year
1st Bank of Sea Isle City
Min $500
0.33%
9-month
1st Bank of Sea Isle City
Min $500
0.30%
1-year
Newfield National Bank
Min $500
0.30%
2-year
The First National Bank of Elmer
Min $500
0.30%
2-year
Newfield National Bank
Min $500
0.20%
2-year
First Hope Bank, A National Banking Association
Min $0
0.15%
3-month
Newfield National Bank
Min $500
0.15%
6-month
First Hope Bank, A National Banking Association
Min $0
0.15%
6-month
Newfield National Bank
Min $500
0.15%
1-year
First Hope Bank, A National Banking Association
Min $0
0.13%
5-year
Sturdy Savings Bank
Min $500
0.06%
3-year
Sturdy Savings Bank
Min $500
0.05%
3-month
First Hope Bank, A National Banking Association
Min $0
0.04%
2-year
Sturdy Savings Bank
Min $500
0.02%
3-month
Sturdy Savings Bank
Min $1,000