Honest NumberTransparency in the numbers

Best CD rates in New York

158 CDs available to New York residents — including nationwide online banks and institutions with branches in New York.

APY distribution · all terms in New York

How current all terms CD rates available to New York residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in New York

Weekly average APY for all terms CDs available in New York over the past year. Latest national average: 2.18%.

Honest Number rate database · weekly mean from observation_date
3.92%
6-month
Solvay Bank
Min $0
3.92%
1-year
New Millennium Bank
Min $0
3.83%
6-month
Global Bank
Min $1,000
3.75%
1-year
BankUnited, National Association
Min $0
3.70%
9-month
BankUnited, National Association
Min $0
3.68%
3-month
Global Bank
Min $1,000
3.68%
1-year
Global Bank
Min $1,000
3.68%
2-year
Global Bank
Min $1,000
3.68%
3-year
Global Bank
Min $1,000
3.68%
5-year
Global Bank
Min $1,000
3.68%
3-month
Northfield Bank
Min $0
3.68%
3-month
New Millennium Bank
Min $0
3.68%
6-month
Pioneer Bank, National Association
Min $0
3.68%
6-month
New Millennium Bank
Min $0
3.65%
6-month
BankUnited, National Association
Min $0
3.63%
3-month
Empire State Bank
Min $1,000
3.63%
6-month
Empire State Bank
Min $1,000
3.63%
1-year
Empire State Bank
Min $1,000
3.63%
9-month
New Millennium Bank
Min $0
3.63%
9-month
Empire State Bank
Min $1,000
3.60%
3-month
EverBank, National Association
Min $0
3.60%
6-month
EverBank, National Association
Min $0
3.58%
6-month
Hanover Community Bank
Min $500
3.55%
3-month
The Adirondack Trust Company
Min $500
3.54%
6-month
Pathfinder Bank
Min $1,000
3.53%
6-month
The Adirondack Trust Company
Min $500
3.50%
6-month
Chemung Canal Trust Company
Min $0
3.50%
9-month
Lake Shore Bank
Min $0
3.44%
9-month
Global Bank
Min $1,000
3.40%
6-month
Lake Shore Bank
Min $0
3.40%
1-year
Massena Savings and Loan
Min $1,000
3.40%
1-year
EverBank, National Association
Min $0
3.40%
2-year
EverBank, National Association
Min $0
3.40%
3-year
EverBank, National Association
Min $0
3.40%
5-year
EverBank, National Association
Min $0
3.40%
9-month
EverBank, National Association
Min $0
3.39%
6-month
Maple City Savings Bank, FSB
Min $0
3.38%
1-year
Carver Federal Savings Bank
Min $2,500
3.35%
6-month
Gouverneur Savings and Loan Association
Min $2,500
3.35%
1-year
The Upstate National Bank
Min $0
3.34%
3-month
Hanover Community Bank
Min $500
3.25%
6-month
Cattaraugus County Bank
Min $1,000
3.25%
6-month
CTBC Bank Corp. (USA)
Min $5,000
3.21%
6-month
Bank of Holland
Min $500
3.21%
9-month
Peapack Private Bank & Trust
Min $500
3.15%
2-year
The Upstate National Bank
Min $0
3.15%
1-year
Amalgamated Bank
Min $500
3.15%
1-year
Cattaraugus County Bank
Min $1,000
3.15%
2-year
Massena Savings and Loan
Min $1,000
3.15%
5-year
Massena Savings and Loan
Min $1,000
3.13%
2-year
Carver Federal Savings Bank
Min $1,000
3.13%
3-year
Carver Federal Savings Bank
Min $1,000
3.13%
5-year
Carver Federal Savings Bank
Min $1,000
3.10%
3-year
Massena Savings and Loan
Min $1,000
3.10%
5-year
Citizens & Northern Bank
Min $1,000
3.00%
2-year
Rhinebeck Bank
Min $2,000
3.00%
3-year
Citizens & Northern Bank
Min $1,000
2.96%
1-year
Pioneer Bank, National Association
Min $0
2.96%
1-year
Hanover Community Bank
Min $500
2.96%
2-year
Empire State Bank
Min $1,000
2.96%
2-year
Hanover Community Bank
Min $500
2.96%
3-year
Empire State Bank
Min $1,000
2.96%
3-year
Hanover Community Bank
Min $500
2.96%
5-year
Northfield Bank
Min $0
2.96%
5-year
Empire State Bank
Min $1,000
2.96%
5-year
Hanover Community Bank
Min $500
2.96%
9-month
CTBC Bank Corp. (USA)
Min $5,000
2.95%
6-month
Citizens & Northern Bank
Min $1,000
2.95%
2-year
Citizens & Northern Bank
Min $1,000
2.92%
1-year
Maple City Savings Bank, FSB
Min $0
2.92%
9-month
Maple City Savings Bank, FSB
Min $0
2.90%
1-year
Citizens & Northern Bank
Min $1,000
2.90%
1-year
Gouverneur Savings and Loan Association
Min $1
2.85%
6-month
Amalgamated Bank
Min $500
2.76%
2-year
Cattaraugus County Bank
Min $1,000
2.75%
1-year
WSB Municipal Bank
Min $500
2.70%
3-year
Amalgamated Bank
Min $500
2.70%
5-year
Amalgamated Bank
Min $500
2.68%
2-year
Maple City Savings Bank, FSB
Min $0
2.68%
5-year
The Bank of Greene County
Min $0
2.68%
5-year
Greene County Commercial Bank
Min $0
2.50%
3-month
The Berkshire Bank
Min $0
2.50%
2-year
Amalgamated Bank
Min $500
2.50%
5-year
Wallkill Valley Federal Savings and Loan Association
Min $2,500
2.47%
5-year
Bank of Holland
Min $500
2.45%
3-month
Lake Shore Bank
Min $0
2.44%
3-year
Maple City Savings Bank, FSB
Min $0
2.40%
3-year
Wallkill Valley Federal Savings and Loan Association
Min $1,000
2.27%
1-year
Rhinebeck Bank
Min $2,000
2.25%
2-year
Wallkill Valley Federal Savings and Loan Association
Min $2,500
1.98%
2-year
Northfield Bank
Min $0
1.98%
2-year
New Millennium Bank
Min $0
1.98%
3-year
Northfield Bank
Min $0
1.98%
3-year
New Millennium Bank
Min $0
1.98%
5-year
Genesee Regional Bank
Min $0
1.98%
5-year
New Millennium Bank
Min $0
1.95%
5-year
Maple City Savings Bank, FSB
Min $0
1.89%
3-year
Rhinebeck Bank
Min $2,000
1.89%
5-year
Rhinebeck Bank
Min $2,000
1.75%
6-month
The Berkshire Bank
Min $0
1.75%
1-year
The Berkshire Bank
Min $0
1.75%
3-year
Gouverneur Savings and Loan Association
Min $2,500
1.75%
9-month
The Berkshire Bank
Min $0
1.61%
3-month
Rhinebeck Bank
Min $2,000
1.61%
6-month
Rhinebeck Bank
Min $2,000
1.49%
3-month
The Bank of Princeton
Min $500
1.49%
6-month
The Bank of Princeton
Min $500
1.49%
1-year
The Bank of Princeton
Min $500
1.49%
2-year
The Bank of Princeton
Min $500
1.49%
3-year
The Bank of Princeton
Min $500
1.49%
5-year
The Bank of Princeton
Min $500
1.49%
9-month
The Bank of Princeton
Min $500
1.44%
2-year
Pioneer Bank, National Association
Min $0
1.44%
3-year
Pioneer Bank, National Association
Min $0
1.35%
1-year
Wallkill Valley Federal Savings and Loan Association
Min $500
1.25%
2-year
The Berkshire Bank
Min $0
1.24%
1-year
Northfield Bank
Min $0
1.10%
5-year
The First National Bank of Groton
Min $1,000
1.04%
3-year
Pathfinder Bank
Min $1,000
1.00%
6-month
Massena Savings and Loan
Min $2,500
1.00%
2-year
Gouverneur Savings and Loan Association
Min $0
1.00%
3-year
The First National Bank of Groton
Min $1,000
1.00%
3-year
The Berkshire Bank
Min $0
1.00%
5-year
WSB Municipal Bank
Min $500
0.95%
2-year
Pathfinder Bank
Min $1,000
0.90%
3-year
WSB Municipal Bank
Min $500
0.85%
2-year
WSB Municipal Bank
Min $500
0.80%
1-year
Pathfinder Bank
Min $1,000
0.80%
2-year
The First National Bank of Groton
Min $1,000
0.75%
6-month
Northfield Bank
Min $0
0.75%
6-month
WSB Municipal Bank
Min $500
0.60%
5-year
Chemung Canal Trust Company
Min $0
0.55%
6-month
The First National Bank of Groton
Min $1,000
0.50%
1-year
The First National Bank of Groton
Min $500
0.50%
5-year
Jeff Bank
Min $1,000
0.49%
5-year
Ulster Savings Bank
Min $500
0.45%
3-month
The First National Bank of Groton
Min $1,000
0.45%
3-year
Chemung Canal Trust Company
Min $0
0.39%
3-year
Ulster Savings Bank
Min $500
0.35%
2-year
Chemung Canal Trust Company
Min $0
0.34%
2-year
The Bank of Greene County
Min $0
0.34%
2-year
Greene County Commercial Bank
Min $0
0.30%
2-year
Ulster Savings Bank
Min $500
0.25%
6-month
The Bank of Greene County
Min $0
0.25%
6-month
Greene County Commercial Bank
Min $0
0.25%
1-year
Ulster Savings Bank
Min $2,500
0.25%
1-year
The Bank of Greene County
Min $0
0.25%
1-year
Greene County Commercial Bank
Min $0
0.25%
3-year
The Bank of Greene County
Min $0
0.25%
3-year
Greene County Commercial Bank
Min $0
0.25%
9-month
Ulster Savings Bank
Min $2,500
0.25%
9-month
The Bank of Greene County
Min $0
0.25%
9-month
Greene County Commercial Bank
Min $0
0.20%
6-month
Wallkill Valley Federal Savings and Loan Association
Min $2,500
0.20%
1-year
Chemung Canal Trust Company
Min $0
0.15%
6-month
Ulster Savings Bank
Min $2,500
0.10%
3-month
Ulster Savings Bank
Min $2,500
0.05%
3-month
Chemung Canal Trust Company
Min $0