18-month term FDIC cert #597

Chemung Canal Trust Company 18-month CD rates

Chemung Canal Trust Company's 18-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

0.20%

APY · 18-month

Term

18-month

Minimum deposit

As of

2026-05-18

How current 18-month CD rates are spread across the market. This rate is 0.20% — higher than 6% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 18-month CDs over the past year. Latest national average: 2.29%. This product: 0.20%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 1.5 years term at 0.20% APY.

Initial deposit

At end of term (1.5 years)

$10,030

+ $30 earned

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