14-month term FDIC cert #7799

Citizens & Northern Bank 14-month CD rates

Citizens & Northern Bank's 14-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-04-27.

3.25%

APY · 14-month

Term

14-month

Minimum deposit

$10,000

As of

2026-04-27

How current 14-month CD rates are spread across the market. This rate is 3.25% — higher than 44% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 14-month CDs over the past year. Latest national average: 3.02%. This product: 3.25%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 1.17 years term at 3.25% APY.

Initial deposit

At end of term (1.17 years)

$10,386

+ $386 earned

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