42-month term FDIC cert #12982

Civista Bank 42-month CD rates

Civista Bank's 42-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

0.75%

APY · 42-month

Term

42-month

Minimum deposit

$500

As of

2026-07-27

How current 42-month CD rates are spread across the market. This rate is 0.75% — higher than 42% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 42-month CDs over the past year. Latest national average: 2.00%. This product: 0.75%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 3.5 years term at 0.75% APY.

Initial deposit

At end of term (3.5 years)

$10,266

+ $266 earned

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