All CDs
3-year term FDIC cert #15728

Dakota Community Bank & Trust, National Association 3-year CD rates

Dakota Community Bank & Trust, National Association's 3-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

4.20%
APY · 3-year
Term
3-year
Minimum deposit
$500
As of
2026-07-27

APY distribution · 3-year CDs

How current 3-year CD rates are spread across the market. This rate is 4.20% — higher than 99% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 3-year CDs

Weekly national average for 3-year CDs over the past year. Latest national average: 2.29%. This product: 4.20%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 3 years term at 4.20% APY.

At end of term (3 years)
$11,343
+ $1,343 earned

Related calculators

Run the numbers on this 3-year CD against other savings strategies.