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Online bank30-year fixed FDIC

Discover Bank30-year fixed mortgage

30-Year Fixed

Discover offers competitive 30-year fixed mortgages with predictable monthly payments.

6.99%
APR · 30-yr fixed
Term
30 years
Points
0.5
Lender fees
$1,295
Est. payment on $360,000
$2,393/mo
Minimum credit score
640
Max LTV
95%

Pros and cons

Pros

  • Strong customer service
  • Wide eligibility

Cons

  • Higher fees than online lenders