22-month term FDIC cert #57672

Empire State Bank 22-month CD rates

Empire State Bank's 22-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

2.96%

APY · 22-month

Term

22-month

Minimum deposit

$1,000

As of

2026-06-01

How current 22-month CD rates are spread across the market. This rate is 2.96% — higher than 22% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 22-month CDs over the past year. Latest national average: 3.39%. This product: 2.96%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 1.83 years term at 2.96% APY.

Initial deposit

At end of term (1.83 years)

$10,558

+ $558 earned

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