6-month term FDIC cert #10382

Farmers & Merchants Bank & Trust 6-month CD rates

Farmers & Merchants Bank & Trust's 6-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

1.52%

APY · 6-month

Term

6-month

Minimum deposit

$2,500

As of

2026-06-01

How current 6-month CD rates are spread across the market. This rate is 1.52% — higher than 28% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 6-month CDs over the past year. Latest national average: 2.45%. This product: 1.52%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 6 months term at 1.52% APY.

Initial deposit

At end of term (6 months)

$10,076

+ $76 earned

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