19-month term FDIC cert #14056

Farmers and Merchants Bank of St. Clair 19-month CD rates

Farmers and Merchants Bank of St. Clair's 19-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

3.57%

APY · 19-month

Term

19-month

Minimum deposit

$500

As of

2026-05-18

How current 19-month CD rates are spread across the market. This rate is 3.57% — higher than 81% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 19-month CDs over the past year. Latest national average: 3.04%. This product: 3.57%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 1.58 years term at 3.57% APY.

Initial deposit

At end of term (1.58 years)

$10,582

+ $582 earned

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