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5-month term FDIC cert #14056

Farmers and Merchants Bank of St. Clair 5-month CD rates

Farmers and Merchants Bank of St. Clair's 5-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

4.00%
APY · 5-month
Term
5-month
Minimum deposit
$500
As of
2026-05-18

APY distribution · 5-month CDs

How current 5-month CD rates are spread across the market. This rate is 4.00% — higher than 100% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 5-month CDs

Weekly national average for 5-month CDs over the past year. Latest national average: 2.82%. This product: 4.00%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 5 months term at 4.00% APY.

At end of term (5 months)
$10,168
+ $168 earned

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