7-month term FDIC cert #14056

Farmers and Merchants Bank of St. Clair 7-month CD rates

Farmers and Merchants Bank of St. Clair's 7-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

3.71%

APY · 7-month

Term

7-month

Minimum deposit

$500

As of

2026-05-18

How current 7-month CD rates are spread across the market. This rate is 3.71% — higher than 70% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 7-month CDs over the past year. Latest national average: 3.33%. This product: 3.71%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 7 months term at 3.71% APY.

Initial deposit

At end of term (7 months)

$10,219

+ $219 earned

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