6-month term FDIC cert #58259

First National Bank of Michigan 6-month CD rates

First National Bank of Michigan's 6-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

3.35%

APY · 6-month

Term

6-month

Minimum deposit

As of

2026-06-01

How current 6-month CD rates are spread across the market. This rate is 3.35% — higher than 62% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 6-month CDs over the past year. Latest national average: 2.45%. This product: 3.35%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 6 months term at 3.35% APY.

Initial deposit

At end of term (6 months)

$10,169

+ $169 earned

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