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3-year term FDIC cert #16127

FNB Community Bank 3-year CD rates

FNB Community Bank's 3-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

1.30%
APY · 3-year
Term
3-year
Minimum deposit
$1,000
As of
2026-06-01

APY distribution · 3-year CDs

How current 3-year CD rates are spread across the market. This rate is 1.30% — higher than 26% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 3-year CDs

Weekly national average for 3-year CDs over the past year. Latest national average: 2.19%. This product: 1.30%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 3 years term at 1.30% APY.

At end of term (3 years)
$10,398
+ $398 earned

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Run the numbers on this 3-year CD against other savings strategies.