15-month term FDIC cert #9035

Headwaters State Bank 15-month CD rates

Headwaters State Bank's 15-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

1.00%

APY · 15-month

Term

15-month

Minimum deposit

$1,000

As of

2026-06-01

How current 15-month CD rates are spread across the market. This rate is 1.00% — higher than 19% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 15-month CDs over the past year. Latest national average: 2.62%. This product: 1.00%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 1.25 years term at 1.00% APY.

Initial deposit

At end of term (1.25 years)

$10,126

+ $126 earned

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