3-month term FDIC cert #9035

Headwaters State Bank 3-month CD rates

Headwaters State Bank's 3-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

1.40%

APY · 3-month

Term

3-month

Minimum deposit

$1,000

As of

2026-06-01

How current 3-month CD rates are spread across the market. This rate is 1.40% — higher than 44% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 3-month CDs over the past year. Latest national average: 1.90%. This product: 1.40%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 3 months term at 1.40% APY.

Initial deposit

At end of term (3 months)

$10,035

+ $35 earned

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