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4-year term FDIC cert #22874

Hickory Point Bank and Trust 4-year CD rates

Hickory Point Bank and Trust's 4-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

2.71%
APY · 4-year
Term
4-year
Minimum deposit
$0
As of
2026-05-18

APY distribution · 4-year CDs

How current 4-year CD rates are spread across the market. This rate is 2.71% — higher than 63% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 4-year CDs

Weekly national average for 4-year CDs over the past year. Latest national average: 2.17%. This product: 2.71%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 4 years term at 2.71% APY.

At end of term (4 years)
$11,145
+ $1,145 earned

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