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40-month term FDIC cert #16111
Highland Bank 40-month CD rates
Highland Bank's 40-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.
Latest snapshot observed 2026-06-01.
3.60%
APY · 40-month
Term
40-month
Minimum deposit
$2,500
As of
2026-06-01
APY distribution · 40-month CDs
How current 40-month CD rates are spread across the market.
Not enough products in this filter to chart a distribution.
Honest Number rate database · latest snapshot per institution
Trend · 40-month CDs
Weekly national average for 40-month CDs over the past year. Latest national average: 2.77%. This product: 3.60%.
Honest Number rate database · weekly mean from observation_date
Deposit calculator
What you'd have at the end of the full 3.33 years term at 3.60% APY.
At end of term (3.33 years)
$11,275
+ $1,275 earned
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