23-month term FDIC cert #26271

Home Bank of California 23-month CD rates

Home Bank of California's 23-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

3.30%

APY · 23-month

Term

23-month

Minimum deposit

As of

2026-07-27

How current 23-month CD rates are spread across the market. This rate is 3.30% — higher than 78% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 23-month CDs over the past year. Latest national average: 2.02%. This product: 3.30%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 1.92 years term at 3.30% APY.

Initial deposit

At end of term (1.92 years)

$10,653

+ $653 earned

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