10-month term FDIC cert #12815

Home State Bank, National Association 10-month CD rates

Home State Bank, National Association's 10-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

3.49%

APY · 10-month

Term

10-month

Minimum deposit

As of

2026-06-01

How current 10-month CD rates are spread across the market. This rate is 3.49% — higher than 69% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 10-month CDs over the past year. Latest national average: 2.42%. This product: 3.49%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 10 months term at 3.49% APY.

Initial deposit

At end of term (10 months)

$10,295

+ $295 earned

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