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30-month term FDIC cert #253

Luana Savings Bank 30-month CD rates

Luana Savings Bank's 30-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

3.85%
APY · 30-month
Term
30-month
Minimum deposit
$2,000
As of
2026-07-27

APY distribution · 30-month CDs

How current 30-month CD rates are spread across the market. This rate is 3.85% — higher than 98% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 30-month CDs

Weekly national average for 30-month CDs over the past year. Latest national average: 2.07%. This product: 3.85%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 2.5 years term at 3.85% APY.

At end of term (2.5 years)
$11,010
+ $1,010 earned

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Run the numbers on this 30-month CD against other savings strategies.