All savings
Online bank FDIC insured
Marcus by Goldman Sachshigh-yield savings
Online Savings Account
A straightforward high-yield savings account from Goldman Sachs with no fees and no minimums.
4.40%
Annual Percentage Yield
Minimum deposit
$0
Monthly fee
None
Compounding
Daily
Pros and cons
Pros
- No minimum balance
- No monthly fees
- Trusted brand
Cons
- No physical branches
- No checking account
Account terms
- Bank type
- Online bank
- FDIC insured
- Yes — up to $250,000
- Availability
- Nationwide
- Withdrawal limit
- No limits
National rate curve
Comparing 8 active high-yield savings accounts
Top 50% nationally
Deposit calculator
See how much you'd earn at 4.40% APY, compounded daily.
1 year
$10,450
+ $450 earned
3 years
$11,411
+ $1,411 earned
5 years
$12,461
+ $2,461 earned
Rates and terms are illustrative. Always verify with Marcus by Goldman Sachs before applying.