37-month term FDIC cert #28186

MCS Bank 37-month CD rates

MCS Bank's 37-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

3.25%

APY · 37-month

Term

37-month

Minimum deposit

$1,000

As of

2026-07-27

How current 37-month CD rates are spread across the market. This rate is 3.25% — higher than 71% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 37-month CDs over the past year. Latest national average: 3.07%. This product: 3.25%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 3.08 years term at 3.25% APY.

Initial deposit

At end of term (3.08 years)

$11,054

+ $1,054 earned

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