49-month term FDIC cert #28186

MCS Bank 49-month CD rates

MCS Bank's 49-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

3.00%

APY · 49-month

Term

49-month

Minimum deposit

$1,000

As of

2026-07-27

How current 49-month CD rates are spread across the market. This rate is 3.00% — higher than 60% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 49-month CDs over the past year. Latest national average: 2.81%. This product: 3.00%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 4.08 years term at 3.00% APY.

Initial deposit

At end of term (4.08 years)

$11,303

+ $1,303 earned

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