All CDs
61-month term FDIC cert #28186
MCS Bank 61-month CD rates
MCS Bank's 61-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.
Latest snapshot observed 2026-07-27.
3.00%
APY · 61-month
Term
61-month
Minimum deposit
$1,000
As of
2026-07-27
APY distribution · 61-month CDs
How current 61-month CD rates are spread across the market.
Not enough products in this filter to chart a distribution.
Honest Number rate database · latest snapshot per institution
Deposit calculator
What you'd have at the end of the full 5.08 years term at 3.00% APY.
At end of term (5.08 years)
$11,647
+ $1,647 earned
Related calculators
Run the numbers on this 61-month CD against other savings strategies.
CD ladder calculator
Stagger maturities to keep liquidity while locking in rates.
Compound interest calculator
See how interest stacks across any horizon and compounding cadence.
APY to APR calculator
Convert quoted APYs into their underlying APR for apples-to-apples comparisons.
Savings goal calculator
Back-solve the deposit you need to hit a target by a deadline.