Merchants State Bank 4-year CD rates
Merchants State Bank's 4-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.
Latest snapshot observed 2026-05-18.
APY distribution · 4-year CDs
How current 4-year CD rates are spread across the market. This rate is 2.96% — higher than 71% of products in this slice.
Trend · 4-year CDs
Weekly national average for 4-year CDs over the past year. Latest national average: 2.17%. This product: 2.96%.
Deposit calculator
What you'd have at the end of the full 4 years term at 2.96% APY.
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