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2-year term FDIC cert #17491

PlainsCapital Bank 2-year CD rates

PlainsCapital Bank's 2-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

2.80%
APY · 2-year
Term
2-year
Minimum deposit
$0
As of
2026-05-18

APY distribution · 2-year CDs

How current 2-year CD rates are spread across the market. This rate is 2.80% — higher than 58% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 2-year CDs

Weekly national average for 2-year CDs over the past year. Latest national average: 2.31%. This product: 2.80%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 2 years term at 2.80% APY.

At end of term (2 years)
$10,576
+ $576 earned

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Run the numbers on this 2-year CD against other savings strategies.