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Online bank FDIC insured

Marcus by Goldman Sachs

Online Savings Account

A straightforward high-yield savings account from Goldman Sachs with no fees and no minimums.

4.40%
Annual Percentage Yield
Apply at Marcus by Goldman Sachs
Minimum deposit
$0
Monthly fee
None
Compounding
Daily

Pros

  • No minimum balance
  • No monthly fees
  • Trusted brand

Cons

  • No physical branches
  • No checking account

Account terms

Bank type
Online bank
FDIC insured
Yes — up to $250,000
Availability
Nationwide
Withdrawal limit
No limits

National rate curve

Comparing 8 active high-yield savings accounts

Top 50% nationally

Deposit calculator

See how much you'd earn at 4.40% APY, compounded daily.

1 year
$10,450
+ $450 earned
3 years
$11,411
+ $1,411 earned
5 years
$12,461
+ $2,461 earned

Rates and terms are illustrative. Always verify with Marcus by Goldman Sachs before applying.