All HELOCs
Online bankvariable APR FDIC
SoFiHELOC
SoFi HELOC
A streamlined HELOC from SoFi with no application or origination fees and one of the higher CLTV caps in the market.
8.25%
variable APR
Draw period
10 years
Repayment period
20 years
Closing costs
$0
Annual fee
$0
Min credit score
680
Max CLTV
90%
Min loan
$25,000
Max loan
$500,000
Pros and cons
Pros
- No application or origination fees
- Up to 90% CLTV
- Fast online application
Cons
- Variable rate can rise
- Not available in every state