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Online bank30-year fixed FDIC

SoFi30-year fixed mortgage

30-Year Fixed

SoFi members get rate discounts and no origination fees on 30-year mortgages.

6.79%
APR · 30-yr fixed
Term
30 years
Points
0
Lender fees
$0
Est. payment on $360,000
$2,345/mo
Minimum credit score
660
Max LTV
90%

Pros and cons

Pros

  • Member rate discount
  • No origination fee
  • Quick pre-qual

Cons

  • Stricter credit requirements