All HELOCs
Online bankvariable APR FDIC
Synchrony BankHELOC
Synchrony Home Equity Line
A solid mid-market HELOC option with a lower starting balance requirement.
9.75%
variable APR
Draw period
10 years
Repayment period
20 years
Closing costs
$350
Annual fee
$75
Min credit score
700
Max CLTV
75%
Min loan
$20,000
Max loan
$200,000
Pros and cons
Pros
- Lower minimum loan amount
- Established lender
- Online and phone support
Cons
- Lower CLTV cap
- Annual fee