All savings
Online bank FDIC insured
Synchrony Bankhigh-yield savings
High Yield Savings
Synchrony Bank offers a top-tier APY plus an ATM card — uncommon for online savings accounts.
4.65%
Annual Percentage Yield
Minimum deposit
$0
Monthly fee
None
Compounding
Daily
Pros and cons
Pros
- Excellent APY
- ATM card available
- No minimum
Cons
- No physical branches
Account terms
- Bank type
- Online bank
- FDIC insured
- Yes — up to $250,000
- Availability
- Nationwide
- Withdrawal limit
- 6 per month
National rate curve
Comparing 8 active high-yield savings accounts
Top 25% nationally
Deposit calculator
See how much you'd earn at 4.65% APY, compounded daily.
1 year
$10,476
+ $476 earned
3 years
$11,497
+ $1,497 earned
5 years
$12,617
+ $2,617 earned
Rates and terms are illustrative. Always verify with Synchrony Bank before applying.