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3-month term FDIC cert #10831

The First Trust and Savings Bank of Watseka, Illinois 3-month CD rates

The First Trust and Savings Bank of Watseka, Illinois's 3-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-06-01.

1.00%
APY · 3-month
Term
3-month
Minimum deposit
$1,000
As of
2026-06-01

APY distribution · 3-month CDs

How current 3-month CD rates are spread across the market. This rate is 1.00% — higher than 39% of products in this slice.

Honest Number rate database · latest snapshot per institution

Trend · 3-month CDs

Weekly national average for 3-month CDs over the past year. Latest national average: 1.90%. This product: 1.00%.

Honest Number rate database · weekly mean from observation_date

Deposit calculator

What you'd have at the end of the full 3 months term at 1.00% APY.

At end of term (3 months)
$10,025
+ $25 earned

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Run the numbers on this 3-month CD against other savings strategies.