10-year term FDIC cert #29695

THE HOME LOAN SAVINGS BANK 10-year CD rates

THE HOME LOAN SAVINGS BANK's 10-year certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-07-27.

1.64%

APY · 10-year

Term

10-year

Minimum deposit

$500

As of

2026-07-27

How current 10-year CD rates are spread across the market. This rate is 1.64% — higher than 31% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 10-year CDs over the past year. Latest national average: 3.36%. This product: 1.64%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 10 years term at 1.64% APY.

Initial deposit

At end of term (10 years)

$11,782

+ $1,782 earned

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