30-month term FDIC cert #10878

Waterman Bank 30-month CD rates

Waterman Bank's 30-month certificate of deposit, with current APY, peer comparison, and end-of-term earnings.

Latest snapshot observed 2026-05-18.

1.10%

APY · 30-month

Term

30-month

Minimum deposit

As of

2026-05-18

How current 30-month CD rates are spread across the market. This rate is 1.10% — higher than 31% of products in this slice.

Honest Number rate database · latest snapshot per institution

Weekly national average for 30-month CDs over the past year. Latest national average: 1.80%. This product: 1.10%.

Honest Number rate database · weekly mean from observation_date

What you'd have at the end of the full 2.5 years term at 1.10% APY.

Initial deposit

At end of term (2.5 years)

$10,279

+ $279 earned

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