Best CD rates in Iowa

170 CDs available to Iowa residents — including nationwide online banks and institutions with branches in Iowa.

APY distribution · all terms in Iowa

How current all terms CD rates available to Iowa residents are spread across the market.

Honest Number rate database · latest snapshot per institution

Trend · all terms in Iowa

Weekly average APY for all terms CDs available in Iowa over the past year. Latest national average: 2.47%.

Honest Number rate database · weekly mean from observation_date
4.00%
2-year
Green Belt Bank & Trust
Min $20
3.95%
1-year
Luana Savings Bank
Min $2,000
3.95%
2-year
Luana Savings Bank
Min $2,000
3.90%
6-month
Luana Savings Bank
Min $2,000
3.89%
2-year
Washington State Bank
Min $500
3.85%
2-year
BankIowa
Min $0
3.85%
3-year
Luana Savings Bank
Min $2,000
3.85%
3-year
BankIowa
Min $0
3.85%
5-year
Luana Savings Bank
Min $2,000
3.82%
9-month
Clear Lake Bank and Trust Company
Min $5,000
3.78%
9-month
Marion County State Bank
Min $1,000
3.75%
3-month
BankIowa
Min $0
3.75%
1-year
Nicolet National Bank
Min $0
3.73%
9-month
Federation Bank
Min $500
3.70%
1-year
FreedomBank
Min $0
3.70%
2-year
FreedomBank
Min $0
3.70%
5-year
Nicolet National Bank
Min $0
3.65%
9-month
The State Bank of Toledo
Min $1,000
3.62%
6-month
Marion County State Bank
Min $1,000
3.60%
3-month
Luana Savings Bank
Min $2,000
3.60%
3-month
Marion County State Bank
Min $1,000
3.60%
6-month
Primebank
Min $10,000
3.60%
1-year
Lincoln Savings Bank
Min $2,500
3.60%
1-year
TruBank
Min $5,000
3.60%
1-year
Charter Bank
Min $1,000
3.60%
5-year
Bank Midwest
Min $500
3.55%
6-month
Ashton State Bank
Min $0
3.55%
6-month
Lincoln Savings Bank
Min $2,500
3.55%
1-year
Washington State Bank
Min $500
3.55%
1-year
Palo Savings Bank
Min $0
3.55%
2-year
Nicolet National Bank
Min $0
3.55%
3-year
Nicolet National Bank
Min $0
3.55%
9-month
Lincoln Savings Bank
Min $2,500
3.53%
6-month
Community Bank
Min $0
3.52%
6-month
Iowa Falls State Bank
Min $1,000
3.50%
6-month
American Bank and Trust Company, National Association
Min $0
3.50%
1-year
Midwest Heritage Bank, FSB
Min $1,000
3.50%
1-year
Primebank
Min $10,000
3.50%
2-year
Primebank
Min $10,000
3.50%
3-year
Primebank
Min $10,000
3.50%
3-year
FreedomBank
Min $0
3.50%
5-year
Primebank
Min $10,000
3.50%
5-year
FreedomBank
Min $0
3.48%
9-month
Bridge Community Bank
Min $5,000
3.47%
1-year
Farmers Trust and Savings Bank
Min $5,000
3.47%
1-year
Marion County State Bank
Min $1,000
3.45%
6-month
Nicolet National Bank
Min $0
3.45%
9-month
Nicolet National Bank
Min $0
3.41%
2-year
Charter Bank
Min $1,000
3.40%
6-month
Reliance State Bank
Min $0
3.40%
2-year
Bank Midwest
Min $500
3.31%
9-month
Heartland Bank and Trust Company
Min $5,000
3.30%
1-year
Bank Midwest
Min $500
3.30%
2-year
Lincoln Savings Bank
Min $2,500
3.28%
6-month
Midwest Heritage Bank, FSB
Min $1,000
3.25%
1-year
Farmers State Bank
Min $0
3.25%
1-year
American Bank and Trust Company, National Association
Min $0
3.25%
5-year
Community Bank
Min $0
3.25%
9-month
Reliance State Bank
Min $0
3.24%
6-month
Hills Bank and Trust Company
Min $0
3.23%
6-month
Clear Lake Bank and Trust Company
Min $1,000
3.22%
2-year
Marion County State Bank
Min $1,000
3.22%
3-year
Marion County State Bank
Min $1,000
3.22%
5-year
Marion County State Bank
Min $1,000
3.21%
3-year
Peoples Savings Bank
Min $0
3.21%
5-year
Peoples Savings Bank
Min $0
3.15%
1-year
Reliance State Bank
Min $0
3.10%
1-year
Clear Lake Bank and Trust Company
Min $1,000
3.05%
5-year
Clear Lake Bank and Trust Company
Min $1,000
3.02%
3-month
Nicolet National Bank
Min $0
3.00%
3-month
Clear Lake Bank and Trust Company
Min $1,000
3.00%
1-year
Sloan State Bank
Min $1,000
3.00%
2-year
Farmers State Bank
Min $0
3.00%
2-year
Community Bank
Min $0
3.00%
3-year
Farmers State Bank
Min $0
3.00%
3-year
Community Bank
Min $0
3.00%
5-year
Sloan State Bank
Min $5,000
2.97%
2-year
Peoples Savings Bank
Min $0
2.95%
1-year
West Bank
Min $0
2.95%
5-year
Ashton State Bank
Min $0
2.90%
1-year
Bridge Community Bank
Min $500
2.88%
2-year
Palo Savings Bank
Min $0
2.85%
6-month
West Bank
Min $0
2.85%
2-year
Reliance State Bank
Min $0
2.85%
3-year
Reliance State Bank
Min $0
2.85%
3-year
Clear Lake Bank and Trust Company
Min $1,000
2.85%
5-year
Reliance State Bank
Min $0
2.80%
3-month
West Bank
Min $0
2.80%
2-year
Clear Lake Bank and Trust Company
Min $1,000
2.65%
3-year
Ashton State Bank
Min $0
2.55%
2-year
Ashton State Bank
Min $0
2.50%
1-year
Community Bank
Min $0
2.48%
1-year
Peoples Savings Bank
Min $0
2.45%
2-year
West Bank
Min $0
2.35%
1-year
Ashton State Bank
Min $0
2.30%
3-year
Sanborn Savings Bank
Min $0
2.27%
3-year
Palo Savings Bank
Min $0
2.25%
2-year
Sloan State Bank
Min $1,000
2.25%
2-year
Sanborn Savings Bank
Min $0
2.23%
6-month
Charter Bank
Min $1,000
2.23%
3-year
Charter Bank
Min $1,000
2.23%
5-year
Charter Bank
Min $1,000
2.15%
1-year
Sanborn Savings Bank
Min $0
2.10%
6-month
Northwest Bank
Min $1,000
2.10%
2-year
Northwest Bank
Min $1,000
2.10%
3-year
Sloan State Bank
Min $1,000
2.10%
3-year
Northwest Bank
Min $1,000
2.10%
3-year
West Bank
Min $0
2.10%
5-year
Northwest Bank
Min $1,000
2.08%
5-year
TruBank
Min $500
2.06%
2-year
American Bank and Trust Company, National Association
Min $0
2.02%
6-month
Bank Plus
Min $1,000
2.01%
1-year
Bank Plus
Min $1,000
2.00%
3-month
Ashton State Bank
Min $0
2.00%
3-year
The State Bank of Toledo
Min $1,000
1.99%
3-month
Peoples Savings Bank
Min $0
1.99%
6-month
Peoples Savings Bank
Min $0
1.80%
5-year
West Bank
Min $0
1.74%
2-year
Blue Grass Savings Bank
Min $0
1.74%
3-year
Blue Grass Savings Bank
Min $0
1.74%
5-year
Blue Grass Savings Bank
Min $0
1.64%
1-year
Blue Grass Savings Bank
Min $0
1.64%
5-year
Community Bank of Oelwein
Min $1,000
1.50%
3-month
Primebank
Min $10,000
1.45%
2-year
The State Bank of Toledo
Min $1,000
1.40%
2-year
Bank Plus
Min $1,000
1.34%
3-year
Community Bank of Oelwein
Min $1,000
1.30%
3-year
Bank Plus
Min $1,000
1.30%
9-month
American Bank and Trust Company, National Association
Min $0
1.29%
2-year
Community Bank of Oelwein
Min $1,000
1.25%
6-month
Blue Grass Savings Bank
Min $0
1.25%
1-year
The State Bank of Toledo
Min $1,000
1.22%
5-year
American Bank and Trust Company, National Association
Min $0
1.20%
5-year
Connection Bank
Min $1,000
1.19%
1-year
Community Bank of Oelwein
Min $1,000
1.13%
3-month
Boone Bank & Trust Co.
Min $0
1.12%
3-year
American Bank and Trust Company, National Association
Min $0
1.10%
5-year
Federation Bank
Min $500
1.00%
3-month
Bank Plus
Min $1,000
1.00%
6-month
Sloan State Bank
Min $1,000
0.95%
6-month
Boone Bank & Trust Co.
Min $0
0.95%
3-year
Federation Bank
Min $500
0.90%
6-month
Community Bank of Oelwein
Min $1,000
0.89%
1-year
Boone Bank & Trust Co.
Min $0
0.84%
2-year
Boone Bank & Trust Co.
Min $0
0.80%
3-year
Boone Bank & Trust Co.
Min $0
0.80%
5-year
Boone Bank & Trust Co.
Min $0
0.77%
5-year
Farmers & Merchants Bank & Trust
Min $0
0.75%
3-year
Connection Bank
Min $1,000
0.75%
5-year
The Clinton National Bank
Min $0
0.70%
2-year
Federation Bank
Min $500
0.65%
3-year
The Clinton National Bank
Min $0
0.60%
2-year
The Clinton National Bank
Min $0
0.55%
1-year
Federation Bank
Min $500
0.50%
2-year
Connection Bank
Min $1,000
0.45%
1-year
Connection Bank
Min $1,000
0.45%
1-year
The Clinton National Bank
Min $0
0.37%
3-year
Farmers & Merchants Bank & Trust
Min $0
0.35%
6-month
The Clinton National Bank
Min $0
0.30%
6-month
Federation Bank
Min $500
0.30%
9-month
The Clinton National Bank
Min $0
0.28%
2-year
Farmers & Merchants Bank & Trust
Min $0
0.21%
1-year
Farmers & Merchants Bank & Trust
Min $0
0.20%
3-month
Federation Bank
Min $500
0.20%
9-month
Connection Bank
Min $1,000
0.20%
9-month
Farmers & Merchants Bank & Trust
Min $0
0.19%
6-month
Farmers & Merchants Bank & Trust
Min $0
0.15%
3-month
The Clinton National Bank
Min $0
0.14%
3-month
Farmers & Merchants Bank & Trust
Min $0
0.05%
3-month
American Bank and Trust Company, National Association
Min $0