Best CD rates in Illinois
311 CDs available to Illinois residents — including nationwide online banks and institutions with branches in Illinois.
APY distribution · all terms in Illinois
How current all terms CD rates available to Illinois residents are spread across the market.
Honest Number rate database · latest snapshot per institution
Trend · all terms in Illinois
Weekly average APY for all terms CDs available in Illinois over the past year. Latest national average: 2.17%.
Honest Number rate database · weekly mean from observation_date
4.06%
1-yearThe Bank of Herrin
Min $1,000
3.96%
6-monthThe Bank of Herrin
Min $1,000
3.93%
6-monthFirst Bank Chicago
Min $2,500
3.93%
1-yearFirst Bank Chicago
Min $2,500
3.78%
6-monthDeWitt Savings Bank
Min $1,000
3.75%
6-monthWaterman Bank
Min $0
3.70%
9-monthFirst National Bank in Taylorville
Min $0
3.69%
5-yearFirst Bank Chicago
Min $2,500
3.65%
6-monthCitizens Community Bank
Min $2,500
3.64%
3-yearFirst Bank Chicago
Min $2,500
3.63%
5-yearWarren-Boynton State Bank
Min $1,000
3.60%
6-monthThe First National Bank of Raymond
Min $2,500
3.60%
9-monthPeoples Bank
Min $0
3.59%
2-yearFirst Bank Chicago
Min $2,500
3.55%
1-yearCitizens Community Bank
Min $500
3.55%
9-monthThe FNB Community Bank
Min $1,000
3.54%
6-monthDieterich Bank
Min $1,000
3.54%
6-monthState Bank
Min $1,000
3.54%
9-monthDieterich Bank
Min $500
3.53%
1-yearWarren-Boynton State Bank
Min $1,000
3.53%
2-yearWarren-Boynton State Bank
Min $1,000
3.53%
3-yearWarren-Boynton State Bank
Min $1,000
3.50%
6-monthThe First Trust and Savings Bank of Watseka, Illinois
Min $1,000
3.50%
6-monthHome State Bank, National Association
Min $0
3.50%
6-monthAmerican Bank and Trust Company, National Association
Min $0
3.50%
1-yearThe First National Bank of Litchfield
Min $0
3.50%
1-yearThe First National Bank of Okawville
Min $500
3.50%
1-yearThe First National Bank of Raymond
Min $1,000
3.50%
1-yearThe First Trust and Savings Bank of Watseka, Illinois
Min $1,000
3.50%
1-yearMason City National Bank
Min $0
3.50%
3-yearCollinsville Building and Loan Association
Min $500
3.50%
5-yearFirst National Bank in Olney
Min $500
3.50%
9-monthMutual Federal Bank
Min $1,000
3.49%
3-monthDieterich Bank
Min $2,500
3.49%
1-yearPeru Federal Savings Bank
Min $0
3.49%
1-yearDieterich Bank
Min $500
3.49%
1-yearUnited Trust Bank
Min $0
3.49%
3-yearPeru Federal Savings Bank
Min $0
3.48%
3-monthDeWitt Savings Bank
Min $1,000
3.47%
5-yearCentral Bank Illinois
Min $1,000
3.46%
1-yearState Bank
Min $1,000
3.45%
1-yearPeoples National Bank , N.A.
Min $500
3.45%
1-yearState Bank of Graymont
Min $1,000
3.45%
5-yearCitizens Community Bank
Min $5,000
3.45%
9-monthBank of Yates City
Min $1,000
3.44%
1-yearWashington Savings Bank
Min $1,000
3.44%
5-yearPeru Federal Savings Bank
Min $0
3.41%
3-monthFarmers National Bank
Min $500
3.41%
6-monthFarmers National Bank
Min $500
3.41%
9-monthFarmers National Bank
Min $500
3.40%
2-yearFirst National Bank in Olney
Min $500
3.40%
3-yearRaritan State Bank
Min $5,000
3.40%
3-yearFirst National Bank in Olney
Min $500
3.40%
9-monthThe Farmers and Merchants National Bank of Nashville
Min $1,000
3.39%
6-monthUnited Trust Bank
Min $0
3.35%
9-monthLindell Bank & Trust Company
Min $10,000
3.35%
1-yearFirst National Bank in Olney
Min $500
3.34%
9-monthFirst Security Bank
Min $1,000
3.31%
9-monthMorton Community Bank
Min $0
3.31%
9-monthHeartland Bank and Trust Company
Min $5,000
3.30%
1-yearThe Clay City Banking Co.
Min $0
3.30%
1-yearWest Central Bank
Min $1,000
3.30%
3-yearCitizens Community Bank
Min $500
3.30%
5-yearThe Clay City Banking Co.
Min $0
3.29%
5-yearWashington Savings Bank
Min $1,000
3.27%
1-yearDeWitt Savings Bank
Min $1,000
3.25%
6-monthWest Central Bank
Min $1,000
3.25%
6-monthFirst National Bank in Olney
Min $500
3.25%
1-yearAmerican Bank and Trust Company, National Association
Min $0
3.25%
2-yearPeru Federal Savings Bank
Min $0
3.25%
2-yearThe First Trust and Savings Bank of Watseka, Illinois
Min $1,000
3.25%
2-yearBank of Stronghurst
Min $500
3.25%
2-yearCitizens Community Bank
Min $500
3.25%
5-yearThe First National Bank of Okawville
Min $500
3.24%
2-yearWashington Savings Bank
Min $1,000
3.24%
5-yearDeWitt Savings Bank
Min $1,000
3.21%
2-yearDeWitt Savings Bank
Min $1,000
3.21%
2-yearState Bank
Min $1,000
3.21%
2-yearState Bank of Graymont
Min $1,000
3.21%
1-yearLindell Bank & Trust Company
Min $10,000
3.20%
1-yearFirst Security Bank
Min $1,000
3.20%
1-yearRaritan State Bank
Min $1,000
3.20%
1-yearWaterman Bank
Min $0
3.20%
2-yearThe Clay City Banking Co.
Min $0
3.19%
3-yearWashington Savings Bank
Min $2,500
3.16%
1-yearFarmers National Bank
Min $500
3.16%
3-yearDeWitt Savings Bank
Min $1,000
3.15%
1-yearArmed Forces Bank, National Association
Min $500
3.11%
3-yearState Bank
Min $1,000
3.11%
5-yearFarmers National Bank
Min $500
3.10%
6-monthSolutions Bank
Min $0
3.10%
6-monthThe Clay City Banking Co.
Min $0
3.10%
5-yearHickory Point Bank and Trust
Min $0
3.06%
2-yearDieterich Bank
Min $500
3.06%
3-yearDieterich Bank
Min $500
3.05%
3-yearThe First National Bank of Okawville
Min $500
3.05%
9-monthArmed Forces Bank, National Association
Min $500
3.04%
5-yearThe Havana National Bank
Min $1,000
3.00%
3-monthThe Clay City Banking Co.
Min $0
3.00%
3-monthWest Central Bank
Min $1,000
3.00%
3-monthFirst National Bank in Olney
Min $500
3.00%
1-yearCommunity Savings Bank
Min $2,500
3.00%
1-yearFarmers State Bank of Western Illinois
Min $0
3.00%
1-yearHome State Bank, National Association
Min $0
3.00%
2-yearThe First National Bank of Litchfield
Min $0
3.00%
2-yearMason City National Bank
Min $0
3.00%
5-yearCommunity Savings Bank
Min $500
2.97%
6-monthLongview Bank
Min $500
2.97%
1-yearLongview Bank
Min $500
2.97%
3-yearFarmers National Bank
Min $500
2.97%
5-yearState Bank
Min $1,000
2.96%
3-monthPeru Federal Savings Bank
Min $0
2.96%
6-monthPeru Federal Savings Bank
Min $0
2.96%
2-yearHome State Bank, National Association
Min $0
2.96%
5-yearDieterich Bank
Min $500
2.96%
9-monthPeru Federal Savings Bank
Min $0
2.96%
9-monthThe First National Bank of Brownstown
Min $1,000
2.95%
6-monthPeoples National Bank , N.A.
Min $500
2.92%
2-yearFarmers National Bank
Min $500
2.85%
2-yearThe First National Bank of Okawville
Min $500
2.82%
5-yearThe First National Bank of Sparta
Min $500
2.81%
3-yearHome State Bank, National Association
Min $0
2.78%
6-monthWarren-Boynton State Bank
Min $1,000
2.76%
2-yearUnited Trust Bank
Min $0
2.75%
1-yearHickory Point Bank and Trust
Min $0
2.75%
3-yearThe FNB Community Bank
Min $1,000
2.75%
3-yearMason City National Bank
Min $0
2.75%
5-yearMason City National Bank
Min $0
2.75%
9-monthSolutions Bank
Min $0
2.72%
3-monthLongview Bank
Min $500
2.72%
2-yearLongview Bank
Min $500
2.71%
2-yearFirst Mid Bank & Trust, National Association
Min $1,000
2.71%
2-yearHickory Point Bank and Trust
Min $0
2.71%
3-yearFirst Mid Bank & Trust, National Association
Min $1,000
2.71%
3-yearHickory Point Bank and Trust
Min $0
2.71%
5-yearFirst Mid Bank & Trust, National Association
Min $1,000
2.62%
5-yearHome State Bank, National Association
Min $0
2.57%
3-yearUnited Trust Bank
Min $0
2.55%
2-yearFirst Bank of Manhattan
Min $2,500
2.53%
3-yearThe Havana National Bank
Min $1,000
2.52%
3-monthWarren-Boynton State Bank
Min $1,000
2.51%
3-yearFirst Southern Bank
Min $1,000
2.51%
5-yearFirst Southern Bank
Min $1,000
2.50%
1-yearSolutions Bank
Min $0
2.50%
1-yearFirst Robinson Savings Bank, National Association
Min $500
2.50%
2-yearSolutions Bank
Min $0
2.50%
5-yearWest Central Bank
Min $1,000
2.48%
2-yearThe First National Bank of Sparta
Min $500
2.48%
3-yearLongview Bank
Min $500
2.48%
3-yearState Bank of Graymont
Min $1,000
2.48%
5-yearLongview Bank
Min $500
2.47%
2-yearFirst Security Bank
Min $1,000
2.43%
2-yearThe FNB Community Bank
Min $1,000
2.43%
2-yearThe Havana National Bank
Min $1,000
2.40%
2-yearFirst Southern Bank
Min $1,000
2.40%
3-yearWest Central Bank
Min $1,000
2.36%
5-yearCamp Grove State Bank
Min $1,000
2.35%
2-yearArmed Forces Bank, National Association
Min $500
2.30%
2-yearWest Central Bank
Min $1,000
2.30%
3-yearVermilion Valley Bank
Min $500
2.27%
1-yearThe Havana National Bank
Min $1,000
2.27%
3-yearArmed Forces Bank, National Association
Min $500
2.27%
5-yearArmed Forces Bank, National Association
Min $500
2.26%
3-yearCamp Grove State Bank
Min $1,000
2.25%
6-monthPetefish, Skiles & Co.
Min $1,000
2.25%
2-yearFirst Robinson Savings Bank, National Association
Min $500
2.25%
3-yearFirst Robinson Savings Bank, National Association
Min $500
2.25%
5-yearFirst Robinson Savings Bank, National Association
Min $500
2.23%
1-yearThe First National Bank of Sparta
Min $500
2.23%
3-yearThe First National Bank of Sparta
Min $500
2.21%
2-yearCamp Grove State Bank
Min $1,000
2.20%
1-yearFirst Southern Bank
Min $1,000
2.20%
2-yearVermilion Valley Bank
Min $500
2.15%
1-yearThe FNB Community Bank
Min $1,000
2.15%
5-yearPetefish, Skiles & Co.
Min $5,000
2.10%
5-yearThe First National Bank of Raymond
Min $1,000
2.10%
5-yearBank of Yates City
Min $1,000
2.06%
2-yearAmerican Bank and Trust Company, National Association
Min $0
2.04%
3-yearThe First National Bank of Brownstown
Min $1,000
2.00%
3-monthFirst Bank
Min $0
2.00%
6-monthFirst Southern Bank
Min $2,500
2.00%
1-yearVermilion Valley Bank
Min $500
2.00%
3-yearSolutions Bank
Min $0
2.00%
3-yearPetefish, Skiles & Co.
Min $1,000
2.00%
5-yearThe FNB Community Bank
Min $1,000
1.99%
5-yearFarmers State Bank
Min $1,000
1.99%
5-yearState Bank of Graymont
Min $1,000
1.99%
5-yearPrairie Community Bank
Min $1,000
1.98%
3-yearFirst Security Bank
Min $1,000
1.98%
5-yearFirst Security Bank
Min $1,000
1.97%
1-yearCamp Grove State Bank
Min $1,000
1.95%
1-yearPetefish, Skiles & Co.
Min $1,000
1.85%
2-yearThe First National Bank of Raymond
Min $1,000
1.84%
3-yearPrairie Community Bank
Min $1,000
1.75%
2-yearPetefish, Skiles & Co.
Min $1,000
1.75%
5-yearThe First National Bank of Brownstown
Min $1,000
1.74%
2-yearPrairie Community Bank
Min $1,000
1.72%
5-yearPeoples National Bank , N.A.
Min $500
1.69%
5-yearThe Farmers and Merchants National Bank of Nashville
Min $1,000
1.65%
5-yearBank of Stronghurst
Min $500
1.64%
1-yearPrairie Community Bank
Min $1,000
1.60%
2-yearBank of Yates City
Min $1,000
1.60%
5-yearFirst Community Bank of Moultrie County
Min $500
1.60%
5-yearAlbank National Association
Min $5,000
1.60%
9-monthFirst Southern Bank
Min $5,000
1.59%
6-monthPrairie Community Bank
Min $5,000
1.55%
2-yearAlbank National Association
Min $5,000
1.55%
3-yearThe First National Bank of Raymond
Min $1,000
1.52%
3-yearPeoples National Bank , N.A.
Min $500
1.50%
3-monthFirst Southern Bank
Min $2,500
1.50%
2-yearNorth Side Federal Savings and Loan Association of Chicago
Min $2,000
1.50%
3-yearNorth Side Federal Savings and Loan Association of Chicago
Min $2,000
1.50%
5-yearNorth Side Federal Savings and Loan Association of Chicago
Min $2,000
1.50%
5-yearSolutions Bank
Min $0
1.35%
1-yearAlbank National Association
Min $5,000
1.35%
3-yearBank of Stronghurst
Min $500
1.35%
5-yearMidland Community Bank
Min $1,000
1.34%
3-yearThe Farmers and Merchants National Bank of Nashville
Min $1,000
1.30%
9-monthAmerican Bank and Trust Company, National Association
Min $0
1.25%
3-monthPetefish, Skiles & Co.
Min $1,000
1.25%
1-yearBank of Yates City
Min $1,000
1.25%
5-yearAnchor State Bank
Min $0
1.25%
5-yearFarmers State Bank of Western Illinois
Min $0
1.24%
3-monthHome State Bank, National Association
Min $0
1.24%
2-yearWaterman Bank
Min $0
1.22%
5-yearAmerican Bank and Trust Company, National Association
Min $0
1.20%
3-yearFirst Community Bank of Moultrie County
Min $500
1.15%
6-monthBank of Yates City
Min $1,000
1.15%
1-yearThe First National Bank of Brownstown
Min $1,000
1.15%
2-yearThe First National Bank of Brownstown
Min $1,000
1.15%
3-yearAnchor State Bank
Min $0
1.15%
3-yearMidland Community Bank
Min $1,000
1.12%
3-yearAmerican Bank and Trust Company, National Association
Min $0
1.10%
5-yearFarmers State Bank of Alto Pass, Ill.
Min $1,000
1.10%
5-yearFirst National Bank in Taylorville
Min $0
1.05%
2-yearThe Farmers and Merchants National Bank of Nashville
Min $1,000
1.05%
2-yearFirst Community Bank of Moultrie County
Min $500
1.05%
2-yearAnchor State Bank
Min $0
1.00%
3-monthThe First National Bank of Raymond
Min $2,500
1.00%
3-monthThe First Trust and Savings Bank of Watseka, Illinois
Min $1,000
1.00%
6-monthPeopleFirst Bank
Min $2,500
1.00%
1-yearCentral Bank Illinois
Min $1,000
1.00%
1-yearPeopleFirst Bank
Min $2,500
1.00%
2-yearPeopleFirst Bank
Min $2,500
1.00%
3-yearThe First National Bank of Litchfield
Min $0
1.00%
3-yearFarmers State Bank of Western Illinois
Min $0
1.00%
3-yearThe First Trust and Savings Bank of Watseka, Illinois
Min $1,000
1.00%
3-yearWaterman Bank
Min $0
1.00%
3-yearPeopleFirst Bank
Min $2,500
1.00%
5-yearThe First Trust and Savings Bank of Watseka, Illinois
Min $1,000
1.00%
5-yearPeopleFirst Bank
Min $2,500
0.95%
1-yearAnchor State Bank
Min $0
0.95%
1-yearBank of Stronghurst
Min $500
0.95%
2-yearMidland Community Bank
Min $1,000
0.90%
1-yearThe Farmers and Merchants National Bank of Nashville
Min $1,000
0.90%
1-yearMidland Community Bank
Min $1,000
0.90%
2-yearFarmers State Bank
Min $1,000
0.90%
9-monthBank of Stronghurst
Min $500
0.85%
1-yearFirst Community Bank of Moultrie County
Min $500
0.85%
2-yearFarmers State Bank of Western Illinois
Min $0
0.80%
6-monthBank of Stronghurst
Min $500
0.80%
3-yearFirst National Bank in Taylorville
Min $0
0.80%
5-year1st Community Bank
Min $2,500
0.80%
5-yearOSB Community Bank
Min $1,000
0.74%
6-monthCamp Grove State Bank
Min $1,000
0.70%
3-monthBank of Stronghurst
Min $500
0.70%
6-monthAnchor State Bank
Min $0
0.70%
6-monthMidland Community Bank
Min $1,000
0.65%
6-monthMutual Federal Bank
Min $1,000
0.65%
1-yearMutual Federal Bank
Min $500
0.65%
2-yearFirst National Bank in Taylorville
Min $0
0.65%
2-yearMutual Federal Bank
Min $500
0.65%
3-yearMutual Federal Bank
Min $500
0.65%
5-yearMutual Federal Bank
Min $500
0.60%
6-monthFirst Community Bank of Moultrie County
Min $500
0.60%
6-monthFarmers State Bank
Min $1,000
0.60%
3-year1st Community Bank
Min $2,500
0.55%
6-monthFarmers State Bank of Western Illinois
Min $0
0.55%
3-yearOSB Community Bank
Min $1,000
0.50%
3-monthSolutions Bank
Min $0
0.50%
3-monthCitizens Community Bank
Min $2,500
0.50%
3-yearChester National Bank
Min $0
0.50%
3-yearFarmers State Bank of Alto Pass, Ill.
Min $1,000
0.45%
3-monthAnchor State Bank
Min $0
0.45%
1-yearChester National Bank
Min $0
0.45%
2-year1st Community Bank
Min $1,000
0.45%
2-yearOSB Community Bank
Min $1,000
0.40%
3-monthFarmers State Bank of Western Illinois
Min $0
0.40%
1-yearFirst Mid Bank & Trust, National Association
Min $1,000
0.40%
1-yearBeardstown Savings s.b.
Min $0
0.40%
1-yearFirst National Bank in Taylorville
Min $0
0.40%
2-yearFarmers State Bank of Alto Pass, Ill.
Min $1,000
0.35%
1-year1st Community Bank
Min $1,000
0.30%
3-monthFirst Mid Bank & Trust, National Association
Min $1,000
0.30%
3-monthFirst Community Bank of Moultrie County
Min $500
0.30%
6-monthFirst Mid Bank & Trust, National Association
Min $1,000
0.30%
6-monthFirst National Bank in Taylorville
Min $0
0.30%
9-monthFirst Mid Bank & Trust, National Association
Min $1,000
0.25%
3-monthFirst National Bank in Taylorville
Min $0
0.25%
6-monthNorth Side Federal Savings and Loan Association of Chicago
Min $2,000
0.25%
1-yearNorth Side Federal Savings and Loan Association of Chicago
Min $2,000
0.25%
1-yearFarmers State Bank of Alto Pass, Ill.
Min $1,000
0.25%
1-yearOSB Community Bank
Min $1,000
0.24%
3-monthCamp Grove State Bank
Min $1,000
0.20%
9-monthOSB Community Bank
Min $1,000
0.15%
3-monthPeopleFirst Bank
Min $2,500
0.15%
6-monthOSB Community Bank
Min $1,000
0.10%
3-monthFarmers State Bank of Alto Pass, Ill.
Min $1,000
0.10%
6-monthFarmers State Bank of Alto Pass, Ill.
Min $1,000
0.10%
3-yearFirst Bank of Manhattan
Min $1,000
0.05%
3-monthAmerican Bank and Trust Company, National Association
Min $0