Best CD rates in Michigan
69 CDs available to Michigan residents — including nationwide online banks and institutions with branches in Michigan.
APY distribution · all terms in Michigan
How current all terms CD rates available to Michigan residents are spread across the market.
Honest Number rate database · latest snapshot per institution
3.89%
1-yearFirst National Bank of America
Min $0
3.80%
6-monthFirst National Bank of America
Min $0
3.75%
1-yearNicolet National Bank
Min $0
3.75%
2-yearFirst National Bank of America
Min $0
3.75%
3-yearFirst National Bank of America
Min $0
3.75%
5-yearFirst National Bank of America
Min $0
3.70%
5-yearNicolet National Bank
Min $0
3.55%
3-monthFirst National Bank of America
Min $0
3.55%
1-yearUnion Bank
Min $500
3.55%
2-yearNicolet National Bank
Min $0
3.55%
3-yearNicolet National Bank
Min $0
3.50%
3-yearThe Farmers & Merchants State Bank
Min $1,000
3.50%
3-yearGogebic Range Bank
Min $500
3.50%
5-yearDearborn Federal Savings Bank
Min $500
3.50%
9-monthThe Farmers & Merchants State Bank
Min $1,000
3.45%
6-monthNicolet National Bank
Min $0
3.45%
9-monthNicolet National Bank
Min $0
3.35%
6-monthFirst National Bank of Michigan
Min $0
3.30%
3-monthIndependent Bank
Min $1,000
3.30%
3-yearDearborn Federal Savings Bank
Min $500
3.25%
3-monthChelsea State Bank
Min $500
3.20%
2-yearDearborn Federal Savings Bank
Min $500
3.15%
1-yearDearborn Federal Savings Bank
Min $500
3.15%
9-monthChelsea State Bank
Min $500
3.02%
3-monthNicolet National Bank
Min $0
3.00%
2-yearGogebic Range Bank
Min $500
3.00%
5-yearRange Bank
Min $1,000
2.97%
1-yearIsabella Bank
Min $0
2.97%
2-yearIsabella Bank
Min $0
2.90%
1-yearChelsea State Bank
Min $500
2.75%
1-yearGogebic Range Bank
Min $500
2.75%
5-yearGogebic Range Bank
Min $500
2.50%
1-yearRange Bank
Min $1,000
2.50%
2-yearRange Bank
Min $1,000
2.50%
3-yearRange Bank
Min $1,000
2.38%
3-yearLake-Osceola State Bank
Min $500
2.38%
5-yearLake-Osceola State Bank
Min $500
2.27%
6-monthLake-Osceola State Bank
Min $500
2.27%
1-yearLake-Osceola State Bank
Min $50
2.27%
2-yearLake-Osceola State Bank
Min $500
2.25%
6-monthGogebic Range Bank
Min $500
2.25%
2-yearIndependent Bank
Min $500
2.25%
5-yearNorthern Interstate Bank, N. A.
Min $1,000
2.10%
1-yearIndependent Bank
Min $500
2.10%
5-yearG. W. Jones Exchange Bank
Min $500
2.10%
5-yearChelsea State Bank
Min $500
2.08%
3-yearIsabella Bank
Min $0
2.08%
5-yearIsabella Bank
Min $0
2.05%
3-yearNorthern Interstate Bank, N. A.
Min $1,000
2.00%
2-yearNorthern Interstate Bank, N. A.
Min $1,000
2.00%
3-yearChelsea State Bank
Min $500
2.00%
9-monthUnion Bank
Min $500
1.95%
6-monthIndependent Bank
Min $500
1.95%
3-yearG. W. Jones Exchange Bank
Min $500
1.75%
1-yearNorthern Interstate Bank, N. A.
Min $1,000
1.60%
2-yearG. W. Jones Exchange Bank
Min $500
1.50%
1-yearG. W. Jones Exchange Bank
Min $500
1.30%
6-monthNorthern Interstate Bank, N. A.
Min $1,000
1.25%
5-yearUnion Bank
Min $500
1.10%
3-monthNorthern Interstate Bank, N. A.
Min $1,000
1.00%
2-yearUnion Bank
Min $500
1.00%
3-yearUnion Bank
Min $500
0.20%
5-yearOxford Bank
Min $500
0.15%
1-yearOxford Bank
Min $500
0.15%
2-yearOxford Bank
Min $500
0.15%
3-yearOxford Bank
Min $500
0.15%
9-monthOxford Bank
Min $500
0.10%
6-monthOxford Bank
Min $500
0.05%
3-monthOxford Bank
Min $500